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What about Locum Tenens Coverage?

The policy automatically covers locum tenens, who share in the limits of a named insured.  Because we do not list individual locum tenens on the policy, Certificates of Insurance are not available for them.  The policy covers a locum tenens: 

  1. Who acts within the course & scope of duties designated by the health care professional for whom he or she substitutes;
  2. Whose specialty, training, licensing, and certification are equivalent to the person for whom he or she substitutes; and
  3. Who has no other insurance.

Each named insured on the policy can have a locum tenens serve in his or her place for up to 30 days during the policy period.  The total time of substitution by any one locum tenens for all the named insured’s combined on a policy should not exceed 30 days during the policy period. 

Your policy and endorsements provide all the details of the coverage.   



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