Medical economics has forced changes in the level of expertise that requires policies to protect more than just the professional reputation of the doctor. All medical malpractice policies start with protecting the medical provider. The Doctor’s Insurance Agency can write policies for many types of practitioners including Physicians, Nurse Practitioners, Physician Assistants, Optometrists, Chiropractors, Podiatrists, and Naturopaths.
In addition to the changes in medical economics, the rise in chronic disease, addiction, and allergies (both to food and environmental allergens) has brought about moving a “wellness” ideology into the mainstream. Experts in wellness emphasize making choices that support a person’s health instead of just addressing problems once they arise. These professionals need the right insurance, and the medical doctors who work with them need protection since the physicians are the ones who tend to carry the load of liability. Despite the wellness experts having their own insurance coverage, the medical doctors, unfortunately, continue to be the biggest targets for plaintiff attachments.