From the category archives: Insurance Protection Blog

Surgery Centers


By Brad O'Brien
May 16, 2018

How a Surgery Center Insurance Policy is Rated?

Surgery Center Professional Liability Insurance policies are very flexible. For stand-alone surgery centers, we often recommend policies that base premium on the number of scheduled procedures vs. pricing by the number of providers. These type of policies are often referred to auditable policies as the premium is calculated based on the actual number of procedures performed during the policy period and requires the insured to track and submit this number at the end of the policy year.
Read the rest of entry »

By Brad O'Brien
April 06, 2018

Professional and General Liability for Surgery Centers Medical Malpractice

Surgery Centers will occasionally make the mistake of thinking that they only need to obtain one category of insurance. Commercial, property and general liability insurance. It is important to purchase both General Liability AND Professional Liability Insurance.
Read the rest of entry »

By Brad O'Brien
August 29, 2013

Ambulatory, Allieds and Chiros

Ambulatory Surgery Centers expand procedures: Bariatric Procedures, Plastic  and Orthopedic Surgeries are among just some of the 23 Million Surgeries that are performed annually in one of the 5,200 surgery centers in the United States.  There are many medical malpractice insurance companies which specialize in writing professional liability insurance for this class; AIG, One Beacon, Admiral, Allied World, Ironshore, James River and Gen Star to name a few. With the healthcare landscape continuing to change, the ambulatory surgery class is going to be one of the answers to reducing the cost and increasing the access to health care.  The number of procedures is increasing, so the premium in this class of the healthcare risk world will increase with it.  How are Ambulatory Surgery Centers rated for malpractice insurance policies: Ambulatory Surgery Centers are going to play a larger role in the delivery of healthcare;  underwriters are going to ask the following questions ...
Read the rest of entry »

By Brad O'Brien
June 11, 2013

Growth in the physician market.

Where can a physician look to make money? Obviously, reimbursements are cut from private payers to government agencies, from managed care organizations to medicare, physicians are being asked to work harder and provide more services for less dollars. Consequently, physicians are taking work in other areas to enhance their net pay. There are, of course, medical malpractice insurance ramifications in this area. The five common areas we see physicians taking on extra work in order to retain a challenging practice with the chance to increase their net pay are the following: Concierge Medical  Practices Utilization Review for State’s Workers Compensation Medical Director for Nursing homes, Medical Homes, Surgery Centers and Medispas Investing in Surgery Centers Independent Contractor work for Hospitalist groups Telemedicine Consultations. According to Crittenden, Physicians are moving to the concierge model very quickly in an ...
Read the rest of entry »

  1. Re: Clinical Research Liability

    Do you recommend purchasing a tail insurance or a occurrence based insurance and add a tail policy afterwards...

    -- Ann Shang

  2. Re: Clinical Research Liability

    I am talking with a CTO in the US ( I am in US too) to be a contractor doing clinical trials on a part...

    -- Ann Shang

  3. Re: The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from healthcare reform.

    My husband has been feeling a lot of pain in his feet recently. We think this could be due to his posture...

    -- Sarah

  4. Re: Developing Walk In and Urgent Care Centers

    It's good to see that urgent care facilities are becoming more and more prevalent. You are right that...

    -- Caden Dahl

  5. Re: Functional Medicine Malpractice Insurance

    Interested in obtaining information for FM MP

    -- Cynthia Shughrue

  6. Re: Visiting Residents/Intern/ Fellow (Hands On) Medical Malpractice Insurance

    I am a final year medical student planning to do a couple of electives in medical school in the US and...

    -- Varun

  7. Re: Medical Malpractice Insurance Benefits, expanding to outpatient facilities

    I like the idea of some of the cost returning to the normal discounted market after a few years of claims...

    -- Dave Anderson

  8. Re: Who Can Perform Liposuction Surgery?

    This is very interesting content! I have thoroughly enjoyed reading your points and have come to the...

    -- Re: Who Can Perform Liposuction Surgery?

    Thanks for helping me understand any licensed physician can actually perform this procedure as per the...

    -- Millie Hue

  9. Re: The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from healthcare reform.

    Thanks for giving me more information about the benefits of podiatrists from the healthcare reform. ...

    -- James