From the category archives: Insurance Protection Blog

Surgery Centers

How a Surgery Center Insurance Policy is Rated?

Surgery Center Professional Liability Insurance policies are very flexible. For stand-alone surgery centers, we often recommend policies that base premium on the number of scheduled procedures vs. pricing by the number of providers. These type of policies are often referred to auditable policies as the premium is calculated based on the actual number of procedures performed during the policy period and requires the insured to track and submit this number at the end of the policy year.
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Professional and General Liability for Surgery Centers Medical Malpractice

Surgery Centers will occasionally make the mistake of thinking that they only need to obtain one category of insurance. Commercial, property and general liability insurance. It is important to purchase both General Liability AND Professional Liability Insurance.
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Ambulatory, Allieds and Chiros

Ambulatory Surgery Centers expand procedures: Bariatric Procedures, Plastic  and Orthopedic Surgeries are among just some of the 23 Million Surgeries that are performed annually in one of the 5,200 surgery centers in the United States.  There are many medical malpractice insurance companies which specialize in writing professional liability insurance for this class; AIG, One Beacon, Admiral, Allied World, Ironshore, James River and Gen Star to name a few. With the healthcare landscape continuing to change, the ambulatory surgery class is going to be one of the answers to reducing the cost and increasing the access to health care.  The number of procedures is increasing, so the premium in this class of the healthcare risk world will increase with it.  How are Ambulatory Surgery Centers rated for malpractice insurance policies: Ambulatory Surgery Centers are going to play a larger role in the delivery of healthcare;  underwriters are going to ask the following questions ...
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Growth in the physician market.

Where can a physician look to make money? Obviously, reimbursements are cut from private payers to government agencies, from managed care organizations to medicare, physicians are being asked to work harder and provide more services for less dollars. Consequently, physicians are taking work in other areas to enhance their net pay. There are, of course, medical malpractice insurance ramifications in this area. The five common areas we see physicians taking on extra work in order to retain a challenging practice with the chance to increase their net pay are the following: Concierge Medical  Practices Utilization Review for State’s Workers Compensation Medical Director for Nursing homes, Medical Homes, Surgery Centers and Medispas Investing in Surgery Centers Independent Contractor work for Hospitalist groups Telemedicine Consultations. According to Crittenden, Physicians are moving to the concierge model very quickly in an ...
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