It is common to ask: DO I NEED MY OWN INSURANCE OR AM I COVERED BY THE MEDISPA?
The answer submitted actually applies to more than just the cosmetic Nurse Aestheticians, In an article submitted online for Medical Aesthetic Training Of California, called The future of Aesthetic Nursing! written by Barry Klazura
He addresses the very basic coverage question: not surprisingly, the answer is: yes, you need your own professional liability if you are an independent contractor; this similar question is posed to us from many doctors, ranging from physicians asked to do light file review, a few hours per month, to Orthopedic Surgeons acting as primary surgeon for an organization (ie. hospital, surgery center, integrated healthcare alliance), not aware of whether their independent status will be providing them with insurance, or whether they need to procure their own.
The answer, more times than not is:
You do need your own insurance and cannot be covered by the Medispa unless you are an emp ...
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