From the category archives: Insurance Protection Blog


Insuring Hospitalists for Medical Malpractice Insurance

Hospitalists who are contemplating their Medical Malpractice Insurance should consider The Doctors Company (TDC). They have been endorsed by the Society of Hospital Medicine, which brings in partnership with The Doctors Company's  online risk management programs which are easily accessed and completed online, but the major benefit is the unique and innovative structure of their medical malpractice policies. Being underwritten by The Doctors Company can effectively eliminate the high cost of tail, which can inhibit recruitment and create prohibitively expensive administrative costs.

The Doctors Insurance Agency works with 20 different companies to ensure competitiveness. Interstate contractual compliance, active risk management partnership, and managing your malpractice insurance should be a collaborative effort between your Chief Operating Officer, risk manager, clinical managers and administrators. The Doctors Insurance Agency understands the difficulty of keeping pace with hospital contracts and the staffing requirement of having a physician in each location, floor or department 24 hours a day, 7 days a week.

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Hospitalists? What Are Those?

In 2002, The Doctors Insurance Agency wrote our first hospitalist professional liability policy. This was a group of four internal medicine doctors working in the central Valley. What drove them to look for a separate policy is that they did not want their hospitalist work to impact their current medical practice, they wanted their claims history to be recorded and kept separate from their clinical practice. In part they did this out of caution, they were not sure this idea was going to work; and like many insurance carriers at the time, they were fearing that this concept might actually invite litigation and complaints.

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How to Price and Structure a Hospitalist Liability Insurance Policy?

As the endorsed carrier of the society for Hospital Medicine, The Doctors Company is developing a lot of specific knowledge and is thereby now able to pass on successful strategies to avoid claims.  The Doctors Company with its 75,000 member physicians can study claims trends in order to help their physician policyholders.

Risk Management in Hospitalist Medicine:

Recently in The Doctors Company quarterly newsletter called The Advocate, they provided an analysis of hospitalist claims. Because of the number of doctors insured, they have a wide base of extensive data which allows them to study and share information in the interest of practicing better medicine. When a society endorses The Doctors Company one of the commitments The Doctors Company makes is to discuss procedures, techniques, treatments, and technology that can help avoid injury and contribute to the practice of better medicine.
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Hospitalists are coming; how to rate them for malpractice insurance?

Hospitalists are coming; how to rate them for malpractice insurance: According to Online News:  When it comes to caring for hospitalized patients, it takes a true team to collaborate around the clock with physicians and support services to treat each patient’s health needs. This is the essence of hospitalist medicine;  from Primary Care to Ob/Gyn, to Surgical Specialties, good hospital medicine can result in better care for every patient, better medicine for all physicians. This is one of the reasons why The Doctors’ Company has become a leader in hospital medicine insurance and risk management. The Doctors’ Company  has been working with the Society of Hospital Medicine for years to develop custom patient safety and insurance premium programs to help hospital medicine groups grow and staff without the costly tail as an impediment to recruitment. Hospital medicine defined: Hospitalist  partner with a patient’s primary care physician to provide tr ...
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