Urgent Care Centers, Hospitalist Groups, centers for integrative wellness and growing functional medicine groups all share a common challenge of needing to find an affordable Medical Malpractice Insurance Policy. 

These policies need to provide liability insurance for the entity, including all medical doctors, owners and laypeople.

The practitioners—medical doctors, mid-level providers and other specialty health care allied practitioners working on behalf of the organization—all need to be covered, or at least ideally should be covered, on the same policy. Premium development should consider actual risk (i.e. number of consultations, visits, encounters and annual revenue). These hospitalist and urgent care policies use these risk-based metrics to develop pure premiums. Most medical malpractice policies develop their premiums based on specialty category, full- or part- time, and considering the territory.

Then, the premium increases from there. The claims made process 

If you are joining the many physicians and other healthcare professionals who are starting your own  lifestyle medicine center and you need to provide liability insurance for other MD's or allied providers, The Doctors' Insurance Agency has a medical professional liability policy to fit this full or part time practice.

Whether you  are the founder of a clinic, and you need a policy to cover you, your business, or the non-medical staff; or you  need a part time policy  to cover you (separate from your regular medical group policy), we can help you  find the right policy.  

Is there one medical malpractice, medical professional liability policy that covers a physician practicing some conventional, primary care medicine (taking histories, physicals and even prescribing appropriate "Pharma" remedies, antibiotics, topicals, meds) but diagnoses chronic disease with an eye toward 'integrating' a holistic solution. 

Do you need more than one medical malpractice insurance policy to cover your anti - aging practice: One to cover Testosterone  supplements, hormone therapies, stem cell injections, or other anti aging treatments.  Another policy which covers the lifestyle, 'medical consultations, including nutrition, life environment, food choices, exercise routines, ....And a third to cover aesthetic (laser, skin treatments, injectables or other aesthetic services).