Why Cosmetic Nurses Need Own Liability Insurance?

Cosmetic Nurse and  MediSpa Liability Insurance 

In the medical malpractice insurance coverage world, if a name is published on the door, letterhead, and advertised to the public than  it will likely be included in the claim.  And if that name is not included in the malpractice policy, there can be  some anxiety around claim time.  Insurance companies might not immediately come to the defense of the entity, which leaves the question of “how do I separate myself from the entity”

Why Do I Need My Own Liability Insurance?The best protection is always your OWN POLICY - IN YOUR NAME, whether you are employed or self-employed. Some employed healthcare providers may be told that they are covered by their employer’s insurance policy. But unless you are the OWNER of the policy, your interests could likely be viewed as secondary to your employer, the clinic or the office who owns the policy - should a claim arise.  Your policy should be portable wherever you go, even when you switch jobs, so you always know you're covered.

These are some of the features that are unique to policies for Cosmetic Nurses:

•    Occurrence Coverage
•    Full Consent To Settle
•    License Defense Coverage
•    Good Samaritan Coverage
•    General Liability or Premises Liability Options
•    Assault Upon You At Work - $25,000 Benefit
•    HIPAA Defense Coverage

In addition to Lloyds of London, The Doctors’ Company, AIG and C.N.A., we use Medical Protective, rated A++ (Superior) by A.M. Best.

Professional Liability Insurance for Aesthetic Procedures for Self-Employed RN's, LPN/LVN's, Nurse Practitioners and Physician Assistants!
Professional Liability Insurance  insures you against allegations of medical malpractice for almost all of the  non-surgical aesthetic procedures, including:

Dermal fillers
Laser skin resurfacing
Laser hair removal
Permanent cosmetics
Mesotherapy
IPL skin rejuvenation
Collagen injections
Microdermabrasion
Chemical peels

And, it might be important to consider:….Licensing Administrative Defense Sub limits in the event of a licensing action and you need to hire an attorney.  You might experience loss of revenue due to the time out of the office (per diem) expenses of defending the medical board or other licensing body action against you.
Our policies include administrative defense of your license.

Comments

Got something to say? Join the discussion »

Leave a Reply

 [Quick Submit with Ctrl+Enter]

Remember my details
Notify me of followup comments via e-mail

  1. Re: Telemedicine and Medical Malpractice Insurance

    Google

    -- Hayley Laffer

  2. Re: Clinical Research Liability

    I am starting a Clinical Research site in Philadelphia and am interested in learning more about a policy...

    -- Takoda Roland

  3. Re: When you might need another one or two medical malpractice insurance policies.

    My colleagues were searching for NC SF 521 several days ago and learned about an online platform that...

    -- pauletta walker

  4. Re: Clinical Research Liability

    Hello. I am establishing a new human clinical trial site in New York State and would like a quote for...

    -- Lisa

  5. Re: Who Can Perform Liposuction Surgery?

    It is meaningful information. Thank for your posting. I hope to see more than that. http://www.liposuctionguru...

    -- liposuction surgery

  6. Re: Did you know: That There is a Medical Expert Witness Directory?

    Infections of a new strain (genotype) of CMV, EBV that caused skin burning pain on lower body, buttocks...

    -- Rocky

  7. Re: Medical Director responsible for more than intended by the office work.

    My business partners were requiring a form several days ago and saw a great service that has a ton of...

    -- Dee

  8. Re: Employment practices liability insurance explained:

    Hi TATYANA ILES. my work colleague filled in a sample MA DoR 1 form at this place

    -- Jennefer Haak

  9. Re: Employment practices liability insurance explained:

    Helpful commentary . I learned a lot from the facts . Does anyone know if my company could possibly acquire...

    -- TATYANA ILES

  10. Re: Employment practices liability insurance explained:

    Helpful commentary . I learned a lot from the facts . Does anyone know if my company could possibly acquire...

    -- TATYANA ILES