Nurse Owned Clinics and the Medical Malpractice Insurance

For over 15 years our medical malpractice insurance agency provided Nurse Practitioners Professional Liability Insurance in a shared limit capacity by adding them to a medical doctors medical malpractice insurance policy.

Increased Access

And because it is less expensive to compensate nurse practitioners and because they provides an excellent care and spend more time with patients, physicians and all specialties have been adding these mid-level practitioners to their policies. Often times doctors will sign independent contractor agreements that drive their decision to purchase their own professional liability insurance policy.

And as I read recently in a blog published on the Simmons school of nursing web page, nurse practitioners can work without physician supervision. This has helped to accomplish some of the goals of the affordable care act.

Where Can Nurse Practitioners Work Without Physician Supervision?


October 25, 2016 (Simmons School of Nursing blog)
This particular blog in October of last year talks about the overwhelming success that nurse practitioners have had; the firm and lasting position that they have taken in the healthcare industry. Nurse practitioners have been embraced by administration, by the industry, and by thousands and thousands of patients. However, just like certified registered nurse anesthetists that path has not always been easy and it is not a straight trajectory up. There is great resistance and infighting, in fact some doctors refuse to accept the level of professionalism training and competency of mid-level providers. However, the need to increase access and decrease costs is helping to support the presence and the involvement of nurse practitioners

Even though the debate continues, research has proven time and again that Nurse Practitioners are capable and invaluable.

The Primary Care of Nurse Practitioners

Nurse Practitioners are primary care providers with an ability to treat a wide variety of conditions rivaling that of physicians. Many people do not have access to primary care physicians…As hundreds of thousands of new patients gain access to medical care via the Affordable Care Act and one-third of primary care doctors retire over the next decade, many Nurse Practitioners are gaining independence and establishing autonomy as they provide medical care without the oversight or management of a physician.


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