Get Serious about insuring your MediSpa or Foot Spa or Both..

Physicians and Physician Assistants and Nurse Practitioners or Podiatrists... who are involved with MedSpa's or Foot Clinics... or are thinking of getting involved, it is important to purchase insurance. (one might think that is the first expense, or investment to go on the pro forma...and, it is our experience that this is not always true. .

If you only have one or two people performing the injections, filler, laser and peels (and other services), and if you also include the insurance for the Medical Director (which in many states you must have) providing insurance is usually something that you can do for $4,500 annual premium.  As the number of services increases, and the number of people providing those services increase, so goes the premium.

Podiatrists in California can include their clinics for usually less than $6,000 per year. Physicians getting in the MedSpa business can do it for closer to $4,000.

Medical Spas have become a billion dollar a year industry. Because the industry offers clients minimally invasive medical procedures in a relaxed, spa-like environment, instead of having to go to a doctor's office, medical spas have become the choice for many. Trendy and chic spas have been opening up all across the country. In fact, from 2005 to 2010 the medical spa industry grew from around 450 spas to almost 2,000 spas in just those five years. This is great news for the booming medical spa industry, but with more spas and more clients, comes the added exposure to risk and liability.


The Doctors' Insurance Agency in Northern California is positioned right  next door in Novato to one of the nation's specialists in handling this type of specialty coverage. We have another company with whom we work in Seattle, These companies have different approaches, and depending on the spa, we will work with the corresponding expert underwriters to best match the profile of your company.

Underwriting and  handling claims requires an  understanding of the details of a burn claim, laser redness, disappointed expectations resulting in the common 'disfigurement' claims.  Professional Program Insurance Brokers is just one of the special Carries that have expertise in this niche.  They are particularly expert with their unique 'a la carte' pricing.  The completely understand, review and outline the risk so that each practitioner and service is named and underscored on the policy.

You pay for the practice scope, accurately measuring the services and the service providers.

It comes as no surprise that along with the dramatic growth of the medical spa industry, we've also seen a dramatic increase in the number of lawsuits filed each year against spas for errors and injuries incurred during a procedure. A large portion of the lawsuits filed have been as a result of laser procedures where there have been severe burns and scarring. Most others have been due to blood infections contracted during invasive procedures performed at medi-spas. These types of injuries happen and these cases are on the rise and will continue to be so.

We completely understand the unique requirements of this industry, and our insurance products are competitively priced and designed specifically to meet your needs.

The Doctors' Insurance Agency can help you price your practice, from servicing the face to the feet, we insure over 3,000 physicians, facilities and physician groups.






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