From the monthly archives: November 2012

We are pleased to present below all posts archived in 'November 2012'. If you still can't find what you are looking for, try using the search box.

Non Standard Medical Malpractice Risks are on the rise

There are occasions when a physician’s application may be denied by a standard medical malpractice insurer. This can be for many reasons,  :  to name just a few of them: Perhaps, you are practicing outside of the scope of your practice (according to the American board of  medical specialties); you’ve had just one too many claims according to the actuarial tables projecting and documenting the average frequency in a given specialty, you may have had a large ‘shock loss’ which puts your loss to earned premium ratio out of the norm, and off of the books. Billing Errors, or allegations of up coding: Perhaps, you’re in the middle of an administrative legal action (which is to say, something that does not involve the practice of medicine).  Maybe you are the ongoing subject of an investigation into your billing codes. There are more reasons for being non renewed from your standard medical malpractice insurer than ever before;  the standard carriers in C ...
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MediCare And Private Payer Audits continue

The Doctors Insurance Agency can help you complete your practice protection by adding greatly discounted Direct Cyber and Billing protection for physicians in California. The Doctors Company has a special program for policyholders.  Those insured for medical malpractice with The Doctors Company (TDC) also have 25,000 of Hipaa, EMTLA, Stark, Administrative defense coverage.  Additionally,  Doctors in every state who carry medical malpractice insurance with The Doctors Company also receive 50,000 of Cyber Liability at no cost.  The Cyber Protection includes Notification, Penalties, And Extortion...each type of claim presents to our claims department. Working closely with specialty Insurer, NAS Insurance, The Doctors Insurance Agency is able to offer a 'Buy up' of an additional One Million in insurance protection for just over 1,400 annually.  This insurance protection completes an essential combination of coverage to insulate the physician, the staff, mid level providers from the finan ...
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US Medical Students, Residents and Fellows

Just took a call from a 4th year Medical Student in Lebanon.  He's enrolled in a 30 day training program at UCSF Medical School but needs Medical Malpractice coverage in order to attend.  We have a great resource for inexpensive medical malpractice coverage with $1M/$3M limits with policies available for terms as short as 1-5 months, 6 mos, & 12 mos.   We have a simple application and approval can be done in days.
For US Medical Students, Residents, and Fellows - The same economical coverage can be used with the United States, for short term specialized training programs outside of their home programs.  We obtained coverage for a Pulmonologist at Standford University who was traveling out of state to train on a specialized technique in Ohio.  He only needed coverage for three weeks where as the standard medical malpractice carriers' minimum policy terms are for a full year, costing thousands of dollars.

  1. Re: Clinical Research Liability

    Do you recommend purchasing a tail insurance or a occurrence based insurance and add a tail policy afterwards...

    -- Ann Shang

  2. Re: Clinical Research Liability

    I am talking with a CTO in the US ( I am in US too) to be a contractor doing clinical trials on a part...

    -- Ann Shang

  3. Re: The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from healthcare reform.

    My husband has been feeling a lot of pain in his feet recently. We think this could be due to his posture...

    -- Sarah

  4. Re: Developing Walk In and Urgent Care Centers

    It's good to see that urgent care facilities are becoming more and more prevalent. You are right that...

    -- Caden Dahl

  5. Re: Functional Medicine Malpractice Insurance

    Interested in obtaining information for FM MP

    -- Cynthia Shughrue

  6. Re: Visiting Residents/Intern/ Fellow (Hands On) Medical Malpractice Insurance

    I am a final year medical student planning to do a couple of electives in medical school in the US and...

    -- Varun

  7. Re: Medical Malpractice Insurance Benefits, expanding to outpatient facilities

    I like the idea of some of the cost returning to the normal discounted market after a few years of claims...

    -- Dave Anderson

  8. Re: Who Can Perform Liposuction Surgery?

    This is very interesting content! I have thoroughly enjoyed reading your points and have come to the...

    -- Re: Who Can Perform Liposuction Surgery?

    Thanks for helping me understand any licensed physician can actually perform this procedure as per the...

    -- Millie Hue

  9. Re: The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from healthcare reform.

    Thanks for giving me more information about the benefits of podiatrists from the healthcare reform. ...

    -- James