From the monthly archives: November 2015

We are pleased to present below all posts archived in 'November 2015'. If you still can't find what you are looking for, try using the search box.

Malpractice Insurance Claims Frequency is Down Again

n a chart provided by The doctors Company, total claims per 100 doctors have dropped from 12.8 in 2003 to 6.1 in 2014. Surprisingly they are scheduled to reduce again at the end of report year 2015, to just under 6 claims per doctor.

What does it mean to have low premiums and medical malpractice insurance?

Not only are individuals specialties renewing at lower rates but urgent care centers, emergency medical groups, hospital physicians, vertical integrative models, Eastern and Western integrative primary care centers, medical spas mixed with pain management, the list goes on and on.  There are all kinds of clinics and medical organizations that are obtaining insurance that standard market struggled with in the past.  There is, in a capital-rich, surplus-infused malpractice insurance market; more leeway, more flexibility and more capacity to accommodate risk-year healthcare practices physicians who have had bad luck.  Including increased frequency and large average settlements. In short insurance companies are more willing to hold onto risks that they would not have in prior years and their flexible underwriting standards are open to consider innovative and previously marginalized healthcare practices in the standard insurance market.
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