From the monthly archives: November 2018

We are pleased to present below all posts archived in 'November 2018'. If you still can't find what you are looking for, try using the search box.

Is there an Affordable Clinical Research Liability Insurance Policy?

How do you provide proper insurance:  the right type of clinical research liability insurance for your clinical research organization? Doesn’t the Pharmaceutical or Manufacturer provide indemnification clauses that cover the research organizations?

What if you are a clinical research organization that employs three investigators: (each an M.D. or D.O.) and many independently contracted sub investigators; Some of these (a combination of mid levels  (NP’s, CNM’s and PA’s).

Read the rest of entry »

Administrative Medical and Patient Safety Liability Insurance

When physicians are requested to provide protected (or seemingly protected) health information to Pharmacies, Hospitals, or other Health care organizations...Which, naturally runs counter to your  trained method of protecting that information and storing it securely.

 Pharmacies are increasingly demanding patients' personal health information before filling prescriptions. 

Are Pharmacies playing a heavy hand? 

Seems like a conflict reminiscent of the pharmacies refusing to fill birth control prescriptions for unmarried women.

There are now laws in place prohibiting that kind of discrimination. Now, the opioid crisis is initiating action that conflicts with protection. Pharmacies need to protect patients...Pharmacists tell patients that physician  have to send their records to the pharmacy before they'll dispense.  But, if the physician releases the information are they opening themselves up to a Hipaa violation, with civil fines and penalties:

Read the rest of entry »

Is the Medical Director Covered by the Facility?

A common question that we are asked at  The Doctors Insurance Agency – (an agency for The Doctors Company) and a national broker for medical professional liability insurance is in regards to whether a physician needs to purchase a separate Medical Director Liability Insurance Policy.  If you are asked to sign a contract as medical director for an Assisted Living FacilitiesPathology Labs, Endoscopy LabsMedical Spas and other similar health care organization, you might be asked to provide your own medical director liability insurance policy. 

You may need one (regardless of whether the organization carries their own liability policy);  the key to understanding whether you need to purchase your own is understanding the contract language in the Medical Professional Liability Insurance Policy for the healthcare organization. 

We are often asked if the medical professional liability insurance policy that ‘covers’ the health care organization also provides liability cover for the Medical Director. 

Read the rest of entry »

Make Sure your Medical Entity and Owners, Directors and Investors are Properly Insured

Physician Owned Medical Malpractice, Medical Professional liability Insurance looks at where ware are today:  trends, challenges:

The Physicians Insurance Association meets annually with each of its specialty medical professional liability carriers to discuss growth and expense (payout) trends and other medical business dynamics that affect the future of these often smaller (relatively) medical malpractice insurance carriers. 

Dr. Richard Anderson is the Chair of the Physicians Insurance Association;  he shared his unique hard earned insights into the business of defending and protecting doctors from  malpractice claims and the future of financing and defending them. 

Read the rest of entry »
  1. Re: Clinical Research Liability

    Do you recommend purchasing a tail insurance or a occurrence based insurance and add a tail policy afterwards...

    -- Ann Shang

  2. Re: Clinical Research Liability

    I am talking with a CTO in the US ( I am in US too) to be a contractor doing clinical trials on a part...

    -- Ann Shang

  3. Re: The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from healthcare reform.

    My husband has been feeling a lot of pain in his feet recently. We think this could be due to his posture...

    -- Sarah

  4. Re: Developing Walk In and Urgent Care Centers

    It's good to see that urgent care facilities are becoming more and more prevalent. You are right that...

    -- Caden Dahl

  5. Re: Functional Medicine Malpractice Insurance

    Interested in obtaining information for FM MP

    -- Cynthia Shughrue

  6. Re: Visiting Residents/Intern/ Fellow (Hands On) Medical Malpractice Insurance

    I am a final year medical student planning to do a couple of electives in medical school in the US and...

    -- Varun

  7. Re: Medical Malpractice Insurance Benefits, expanding to outpatient facilities

    I like the idea of some of the cost returning to the normal discounted market after a few years of claims...

    -- Dave Anderson

  8. Re: Who Can Perform Liposuction Surgery?

    This is very interesting content! I have thoroughly enjoyed reading your points and have come to the...

    -- Re: Who Can Perform Liposuction Surgery?

    Thanks for helping me understand any licensed physician can actually perform this procedure as per the...

    -- Millie Hue

  9. Re: The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from healthcare reform.

    Thanks for giving me more information about the benefits of podiatrists from the healthcare reform. ...

    -- James