From the monthly archives: May 2018

We are pleased to present below all posts archived in 'May 2018'. If you still can't find what you are looking for, try using the search box.

When a Claim Came Against The Medical Director?

Medical Malpractice Insurance for Standard Clinicians and Surgeons

The Doctors Insurance Agency provides standard medical malpractice insurance policies for physicians with relatively clean claims history practicing in accordance with the American Board of medical specialties: that is to say The Doctors Insurance Agency (working with The Doctors’ Company) provides Medical Professional Liability Insurance for physicians’ clinical and / or surgical practice.
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Visiting Residents/Intern/ Fellow (Hands On) Medical Malpractice Insurance

Visiting Residents/Intern/ Fellow (Hands On) Medical Malpractice Insurance.

You may not have started your career in healthcare yet, but that doesn’t mean you’re not at risk of being named in a malpractice suit – mistakes made while doing clinical work while in school can still get you sued. Protect your future career and your present-day finances by investing in affordable Residents' Intern/ Fellow (Hands On) Medical Malpractice Insurance.
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Are you Starting a Small Teledentistry Company?

Teledentistry (Invisalign) Professional Liability Insurance

The Doctor’s Insurance Agency provides Medical Malpractice Professional Liability Insurance for Teledentistry Groups. While we treat each telemedicine practice as a custom risk, in the end, they all seem to be rated in a ‘pure risk’ fashion. Which is to say: the group projects the number of ‘consults’ or ‘reads’ and the premium is developed as a function of that regardless of the number of providers required to read or complete the contractual commitments of the Telemedicine group.
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How a Surgery Center Insurance Policy is Rated?

Surgery Center Professional Liability Insurance policies are very flexible. For stand-alone surgery centers, we often recommend policies that base premium on the number of scheduled procedures vs. pricing by the number of providers. These type of policies are often referred to auditable policies as the premium is calculated based on the actual number of procedures performed during the policy period and requires the insured to track and submit this number at the end of the policy year.
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Are You Providing Noninvasive Skin Solutions?

We recently helped to find coverage for two Aestheticians performing noninvasive skin solutions.

The scope of work they were seeking for coverage only required an esthetician license. They did not need to have a medical director physician as a supervisor and do not perform laser, invasive treatments, injectables and peels. But they wanted to ‘upgrade’ their staff from Aestheticians to RN’s and their current policy allows for coverage for up to 4 estheticians but does not cover RNs, only estheticians.

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Are You Providing Sculptra Injection Treatments?

The Doctors Insurance Agency works with well-known carriers to find the best coverage for our MediSpa/Aesthetic, Injectable, Laser, and Wellness Centers.

We insure many Aestheticians providing Injectable Advanced Services. Sculptra Injections are a form of Injectable Advanced Services and coverage may be difficult to find for any injections other than the face. Sculptra is an FDA-approved injectable that is designed to fill wrinkles and reduce hollow, sunken cheeks. The treatment increases your body’s natural production of collagen, which is key for tightening skin. The effect of Sculptra will increase over time.
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Are You Looking for The Right Insurance for your Aesthetic Spa?

Professional Liability Insurance for Spa, Injectables and Laser

When you've been looking online and asking friends for the perfect answer :
affordable, comprehensive appropriate insurance for your injectable, aesthetic skin and laser – your spa business.

You want to find the right insurance with a stable insurance carrier and you have finally done so!…only to be asked to sign the bold disclosure form indicating that the company with which their insurance is place is not licensed by the state of California.

What is up with these ‘disclosure forms’ that you’re asked to sign in order to buy your liability insurance to insure your laser, injectable spa business:??

Question: There is a disclosure that this Insurance company is not licensed in California and therefore if I get this policy I don't have the protection of the Insurance Guarantee Funds created by California Law, which for many reasons I obviously would like to have!!??
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Are you a Nurse Practitioner Looking for Coverage for your Supervising Physician?

Many Nurse Practitioners need to add coverage for their supervising physician. Adding coverage for a supervising physician could be very expensive (about $3K for 10 hours or less per week) and that’s why we recommend applying for Medical Clinic Liability Insurance coverage for some of our clients.

We have relationships with competitive markets for Medical Clinics. These Medical Clinic Liability Insurance policies can provide coverage for medical doctors, mid-level providers, nurse practitioners, medical assistants and anyone else you employ or contract with to provide these services.
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How to Structure a Telemedicine Insurance Policy?

The right kind of Telemedicine Insurance Policy can make or break your start up telemedicine practice. Well maybe the right telemedicine policy will actually not break your telemedicine start up. But certainly can help you on board physicians, control costs , recruit, retain and manage financial risk over the long term of your practice.
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Advanced Practice Providers Need Affordable Professional Liability Policies

The Doctors Insurance Agency and O'Brien Insurance Services has been working with advanced practice providers in both clinical and aesthetic settings for over 25 years.

We wanted to share in this blog some of the common questions we receive from these healthcare providers:
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  1. Re: The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from healthcare reform.

    My husband has been feeling a lot of pain in his feet recently. We think this could be due to his posture...

    -- Sarah

  2. Re: Developing Walk In and Urgent Care Centers

    It's good to see that urgent care facilities are becoming more and more prevalent. You are right that...

    -- Caden Dahl

  3. Re: Functional Medicine Malpractice Insurance

    Interested in obtaining information for FM MP

    -- Cynthia Shughrue

  4. Re: Visiting Residents/Intern/ Fellow (Hands On) Medical Malpractice Insurance

    I am a final year medical student planning to do a couple of electives in medical school in the US and...

    -- Varun

  5. Re: Medical Malpractice Insurance Benefits, expanding to outpatient facilities

    I like the idea of some of the cost returning to the normal discounted market after a few years of claims...

    -- Dave Anderson

  6. Re: Who Can Perform Liposuction Surgery?

    This is very interesting content! I have thoroughly enjoyed reading your points and have come to the...

    -- Re: Who Can Perform Liposuction Surgery?

    Thanks for helping me understand any licensed physician can actually perform this procedure as per the...

    -- Millie Hue

  7. Re: The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from healthcare reform.

    Thanks for giving me more information about the benefits of podiatrists from the healthcare reform. ...

    -- James

  8. Re: Clinical Research Liability

    I am starting a Clinical Research site in Philadelphia and am interested in learning more about a policy...

    -- Takoda Roland

  9. Re: When you might need another one or two medical malpractice insurance policies.

    My colleagues were searching for NC SF 521 several days ago and learned about an online platform that...

    -- pauletta walker