From the monthly archives: January 2019

We are pleased to present below all posts archived in 'January 2019'. If you still can't find what you are looking for, try using the search box.

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance is coverage for employers to defend against claims made by employees alleging discrimination, wrongful termination, harassment and other employment-related issues.

The Doctors Insurance Agency specializes in affordable complete employment practices liability protection. We are singularly focused on healthcare organization and physician liability insurance, as well as risk management protection.

It is increasingly startling how consistent the increase in expenses required to defend practices and principles against these claims has been.

In addition to claims made by employees, there are also independent contractors, hospital nurses, and employees of outpatient facilities that can allege hostile discriminatory or harassment against physicians and mid-level providers, threatening the financial integrity and future of the organization. It is important not only to protect against common claims for employment related lawsuits, but also claims brought by third parties.

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Tail Coverage is tTme Sensitive and the Premium is Based on the Recently Passed Work

Historically "Tail Coverageis an extended reporting period endorsement, offered by a physician's current malpractice insurance carrier, which allows an insured physician the option to extend coverage after the cancellation or termination of a claims-made policy

Tail is time sensitive and the premium is based on the recently passed work.

Tail coverage is only necessary when a Claims-Made policy is cancelled or terminated AND the insured physician cannot secure “Nose” coverage aka “prior acts” from a new insurance carrier.

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  1. Re: Clinical Research Liability

    Do you recommend purchasing a tail insurance or a occurrence based insurance and add a tail policy afterwards...

    -- Ann Shang

  2. Re: Clinical Research Liability

    I am talking with a CTO in the US ( I am in US too) to be a contractor doing clinical trials on a part...

    -- Ann Shang

  3. Re: The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from healthcare reform.

    My husband has been feeling a lot of pain in his feet recently. We think this could be due to his posture...

    -- Sarah

  4. Re: Developing Walk In and Urgent Care Centers

    It's good to see that urgent care facilities are becoming more and more prevalent. You are right that...

    -- Caden Dahl

  5. Re: Functional Medicine Malpractice Insurance

    Interested in obtaining information for FM MP

    -- Cynthia Shughrue

  6. Re: Visiting Residents/Intern/ Fellow (Hands On) Medical Malpractice Insurance

    I am a final year medical student planning to do a couple of electives in medical school in the US and...

    -- Varun

  7. Re: Medical Malpractice Insurance Benefits, expanding to outpatient facilities

    I like the idea of some of the cost returning to the normal discounted market after a few years of claims...

    -- Dave Anderson

  8. Re: Who Can Perform Liposuction Surgery?

    This is very interesting content! I have thoroughly enjoyed reading your points and have come to the...

    -- Re: Who Can Perform Liposuction Surgery?

    Thanks for helping me understand any licensed physician can actually perform this procedure as per the...

    -- Millie Hue

  9. Re: The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from healthcare reform.

    Thanks for giving me more information about the benefits of podiatrists from the healthcare reform. ...

    -- James