From the monthly archives: June 2020

We are pleased to present below all posts archived in 'June 2020'. If you still can't find what you are looking for, try using the search box.

COVID-19 Pandemic has put Telehealth as an Important Solution for Delivering Needed Care

The Doctors Insurance Agency provides Telemedicine Malpractice Insurance.

Before telemedicine really took off in the light of national and statewide shelter-in-place orders, it was already growing exponentially.

In a recent study that examined health care payer claims between 2005 and 2017, health insurance members made almost 385,000 telemedicine visits, and usage climbed from a minuscule 0.02 visits per 1,000 members in 2005 to 6.57 visits in 2017.

Now the COVID-19 pandemic has put telehealth in the spotlight as an important solution for delivering needed care outside of a hospital or doctor's office.

Effective telemedicine relies on effective and successful technology, medical devices and professional diagnosis.  Therefore, telemedical malpractice policies must cover the physicians and the organization against claims in the event of technology or professional failure. Additionally, the policies must contain network security and cyber data liability limits.

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Medical Care Consultants and Advisor Liability Insurance

Some Medical Malpractice Insurance policies only activate, or “trigger,” when the insured clinical provider (M.D., N.P., P.A., or any other professional healthcare provider) is engaged in providing Direct Patient Care, often called DPC in the medical malpractice niche of the insurance industry.


Unless there is a breach of duty owed to the patient (or client) receiving medical care, resulting in a claim or demand for reparations or damages restoring the pained, injured person to whole (or better), then the policy will not respond.


The underwriters or claims representatives will say that they need the action that is insured to happen, which triggers the policy to act.  If no action occurs against the insurable events, then it is not the right policy.

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