Medical Malpractice Insurance / Medical Professional Liability Protection Against Allegations of Medical Negligence


 The Doctors Insurance Agency represents The Doctors' Company and many Healthcare Liability Specialty Insurance Carriers. In 1988, The Doctors Insurance Agency began working with The Doctors' Company (the Nation's Largest Physician Operated, Managed and Owned Medical Malpractice Insurance Carrier) The Doctors' Company (TDC) which has been protecting the careers and professional reputations of physicians for 38 years works hard, every day to provide solutions to every Medical Doctor that, applies regardless of state, background or specialty. Working with their expert management and professionally trained healthcare liability underwriting team, our medical malpractice insurance agents (eight licensed medical malpractice and business management agents) work to negotiate the best medical malpractice insurance coverage at competitive premiums.

The Doctors' Company National Carrier Medical Malpractice

The Doctors' Company is the medical malpractice insurance industry leader and still not all applications will fit within the underwriting guidelines. 

TDC is a leader in the fight for legal reform, they work tirelessly to resist the easy settlements and the company is the careful steward of premium and investments, carefully reserving, fairly to protect and allocate for the cost of future claims (incurred but not reported)

Developing Financial Strength

Developing the financial strength to back up the promises we make to our physicians and working with our active defense of our doctors is paramount to the company mission statement of defending the practice of good medicine.

Our home (for the agency and the company - The Doctors' Company) is the San Francisco Bay Area; this is perhaps the hub of innovative medical practices. For this reason, The Doctors Insurance  Agency works hard to have answers, solutions.. not only here in California, but Nationwide. Our team of medical malpractice insurance agents is trained, experienced and knowledgeable about the many miscellaneous, allied medical services and the burgeoning interstate practices which require immediate medical malpractice insurance and are not often understood by general insurance agents.   

Integrative Wellness Professional Liability Insurance Solutions

There are Colon Hydrotherapists working within Integrative Medical Practices combining traditional western clinical practices with more solutions oriented, organic, lifestyle solutions. Our agency is prepared to "Bind" coverage with conventional medical malpractice insurance carriers and the less conventional and financially strong excess, flexible and surplus lines of insurance.

We have experienced transplant surgeons working hand in glove with acupuncturists, holistic, naturopath, osteopathy and primary care doctors. The Doctors Insurance Agency has expert assistants available to help with Medical Director, Clinical Trials, Medical Spas, Imaging Centers, Hospitals Groups, Urgent Care Centers, Home Health and Hydration Agencies. These are the growth ares which need specialty, fast track underwriting, understanding, fair pricing and firm offers in order to move the business model forward. Implementing EHR records, greeting the new hospital risk control specialists, teaching your staff proper billing protocol and/or documenting patient information.

Billing Errors and Omissions Insruance

We can facilitate medical malpractice insurance for all specialties and for ancillary providers, insurance for RAC audits, Medicare or private payer billing inquiries and allegations, media and EHR data loss insurance, and protecting the owners against allegations of mismanagement or misconduct with employees.

A Strong Advocate for Our Policyholders

The Doctors Insurance Agency’ mission statement is to find the lowest medical malpractice insurance premium possible with The Doctors’ Company.  We need to ensure that all medical services performed are properly insured and with resourcefulness and experience our agency believes we can find insurance policies that are fairly priced.

If you are considering becoming a valued member of our agency and The Doctors Company, we have provided you with everything you will need to get started:


The Doctors Company Medical Malpractice Professional Liability Insurance Policy:

Is a claims made policy which protects against liability claims that arise from your healthcare practice because of injury caused by a medical incident resulting directly from professional health care services.

Competitive, Group and Patient Safety Discounts

For some medical societies and specialty associations and for attendance, participation study and work per patient safety risk management initiatives our doctors can find additional medical malpractice insurance premium discounts.

Retroactive / Prior Acts Coverage

Physicians currently insured with another claims-made medical malpractice insurance carrier may convert to The Doctors’ Company without having to purchase costly tail coverage from their current carriers. *subject to underwriting approval

Free Tail Coverage for Retirement:

Free tail coverage is provided to policyholders upon full retirement from the practice of medicine regardless of your age. To qualify you must be insured with TDC or one its subsidiaries for five consecutive years.

Tribute Plan Reward:

We reward our loyal members by providing a single lump-sum cash payment of your Tribute Plan award balance when you retire at age 55 years or older after having been continuously insured by TDC for least five years. We will return some of your medical malpractice insurance premium to you when you are ready to cancel.

Your Consent to Settle:

Our malpractice insurance defense attorneys cannot settle without your written consent before we settle allowing you authority to settle a claim.

In addition to the Limits of Liability:

Defense Cost: Supplemental Benefits including Interest on Judgments, Court Costs, Appeal Bonds, and Expenses

Locum Tenens Coverage:

Allows a temporary, substitute Healthcare Professional to provide Professional Services

Cyber Guard Protection:

Broad coverage that protects doctors against regulatory and liability claims arising from the theft, loss, or accidental transmission of confidential patient or financial information, as well as the cost of data recovery.

For more information regarding Medical Malpractice insurance, contact us or fill out the form to receive customized Medical Professional Liability insurance quote.