Podiatry Medical Malpractice Insurance

To be a podiatrist is the one of the best rewarding professions to consider in the 21st century. Why?

Podiatry will be valuable, indispensable, and vital because of the aging baby boomer population (a huge, huge elderly population!). And this population has increased risk of diabetes mellitus, hypertension, cancer, and trauma primarily in the feet and ankles. With only nine podiatry schools and a small number of young podiatrists in the United States and Canada to perform medicine and surgery on the feet and ankles of the baby boomer population, the new generation of podiatrists will be very active until the year 2111 (yes, for the next 100 years).

Wound care, biomechanical care, and foot and ankle surgeries will be the main arenas that will keep podiatrists consistently in demand. With diabetics alone among the baby boomers, podiatrists are an integral member of the medical team along with ophthalmologists, endocrinologists, vascular surgeons, infectious disease specialists, primary care (internist or family practitioner), and nephrologists.

Regardless of petty politics that may frown on podiatry, the profession is here to stay for the next 100 years. No other medical/surgical specialist is an expert on the foot and ankle quite like the podiatrist. And it will be a fact that a huge portion of the elderly baby boomer population will have foot and ankle problems caused by diabetes (i.e. peripheral neuropathy and infections).

Natural, Integrative Primary Care practices are now starting to give wellness and health before disease proper attention, and therefore the proper place in the importance of medical practitioners. The Doctors Insurance Agency in California specializes in finding the right podiatry malpractice insurance product for concierge wellness practice: whether that practitioner is seeing patients at home, in a business suite, occupational or conventional medical office, the right malpractice insurance product is essential.

Many of these medical practices are working on the first year start up capital, so the right protection from inevitable risk at the right price is imperative. Podiatrists are working hard to provide care to our aging senior population. Podiatrists lately are working to save the lives of thousands of elderly baby boomers from deadly infections or metastases that started in the foot and ankle, which even includes the feet and ankles of those people behind the petty politics!

Before the lifestyle and wellness physicians get a chance to connect lifestyle choices with health with their patients, they find that many people over numerous years have indulged on a diet of burgers, steaks, sweets, martinis, champagne, and wine. And then time catches up with unhealthy lifestyle choices, which subsequently results in endocrinologists, aesthetic physicians, nephrologists and podiatrists joining the care team. Podiatry will be a growing specialty and important for overall health for MANY, MANY years. Hence, on that note....


From the perspective of podiatry malpractice insurance most podiatrists fall into the higher rated category denoted below (POD03). Our California-based agency has a longstanding excellent history with The Doctors Company (TDC). The Doctors Company is the nation’s largest insurer of physician and surgeon medical liability and with a recent acquisition insures 71,000 member physicians, has $4 billion in assets (allowing for exceptional reserving for claims) and an A rating (“Excellent”) from both A.M. Best Company and Fitch Ratings.

For purposes of analyzing your category, consider that podiatrists who perform the following procedures are rated accordingly.

POD01 – No Surgery of Any Kind.

They can perform:

  • Incision, and or drainage of sebaceous cysts, abscesses or hematoma
  • Curettage of verrucae
  • Incision and removal of foreign body from the superficial or subcutaneous tissue
  • Debridement, excision or avulsion of nail plate, excluding permanent removal except those procedures which involve the use of electrical or chemical cautery
  • Needle penetration of the skin and blood vessels
  • Treatment of burns except the local treatment of third degree burns
  • Closed manipulative reductions of fractures or metatarsals and phalanges

POD02 – Intermediate Surgery

All surgery with the exception of:

  • The treatment or reduction of compound fractures of the calcaneous or talus
  • Triple arthrodesis
  • Surgical procedures at or above the level of the ankle joint, which includes, but is not limited to, those parts of the tibia, fibula, their malleoli and their related structures
  • Surgical procedures at or above the level of the ankle joint involving arthroplasty, osteotomy, grafts, implants, and arthrodesis
  • Surgical treatment of the muscles and tendons at or above the level of the ankle joint
  • The administration of general anesthesia

POD03 – Major Surgery

All surgery with the exception of:

  • Any involving the administration of general anesthesia
  • Surgical procedures above the level of the ankle joint.

We can, of course, discuss the premium in more exact terms at your convenience. Thank you for the opportunity to present TDC. The Doctors' Insurance Agency is happy to work hard for you to obtain the best malpractice insurance premium for your podiatry practice, foot clinic, or even part time policy.

For more information regarding podiatry medical malpractice insurance, contact us or fill out the form to receive customized podiatry medical malpractice insurance quote.