Professional Liability Insurance for Mental Illness and Behavioral Health Facilities

Behavioral Health Hospitals provide crucial health care services to millions of Americans. The scope of effective treatment choices for behavioral health disorders—which include both mental illness and substance abuse disorders—is growing. As more individuals need care provided by Behavioral/Mental Health Hospitals and their physicians, it's important to ensure and protect your reputation.

Finding a medical malpractice insurance carrier doesn't have to be a challenge. Count on our seasoned professionals for creative solutions to this growing segment of our population. Whether you are looking to insure one facility or a network of facilities across the nation, we have the carriers and the ability to work with the markets that specialize in this growing industry.

The Doctors Insurance Agency has been providingMedical Professional Liability Insurance for Physicians for decades. We are devoted to our members so they can count on us to be specialists at protecting their practice.

We use “A” rated carriers as designated by AM Best. All policies are written on Excess & Surplus Lines paper.

Coverage Highlights:

  • Professional Liability - claims made
  • Defense outside limits
  • General Liability - claims made or occurrence
  • Employee Benefits Liability
  • Non-Owned Auto Liability
  • Sexual Misconduct Coverage
  • Patient Rights Coverage
  • Products/Completed Operations Coverage
  • Personal and Advertising Injury
  • Fire Legal Liability Coverage
  • Medical Payments Coverage
  • Evacuation expense reimbursement coverage
  • Legal/public relations expense reimbursement
  • Contractual liability coverage with HMO's, PPO's and IPA's
  • Medical Director Coverage (for administrative duties)
  • Good Samaritan acts coverage

Optional Products & Coverage:

  • General Liability only policies
  • Lower limits policies
  • Hired and non-owned auto liability
  • Separate limits for LNHA
  • Patient loss of property reimbursement
  • Punitive damages sublimit where allowed by law
  • Employer liability stop gap coverage
  • Cyber liability

Specific coverages for:

Mental Health Liability Insurance

Behavioral Health Liability Insurance

Rehabilitation Facilities Malpractice Insurance

Substance Abuse Rehabilitation Facility Liability Insurance

Drug & Alcohol Rehabilitation Facility Liability Insurance

Rehabilitation Professionals Professional Liability Insurance