Workers Compensation Insurance

Coverage for Employees Injured in the Course of Employment

As a California State requisite businesses are required to obtain workers compensation insurance. Workers’ compensation coverage applies to bodily injuries and diseases arising out of and in the course of employment.

Imagine having a valued employee get hurt at your workplace. Now imagine not having workers compensation insurance. How would you pay the medical bills? Could you be sued? Could you lose your business?

Act now and contact The Doctors Insurance Agency. Having insured businesses inCalifornia since 1988, we offer Worker’s Compensation programs that help control costs without giving up any quality of service. These programs were designed for medical practices and are offered through our Agency.

We can help save you a substantial amount of money by examining the following four areas as they pertain to your business:

  • Rates: While workers compensation rates are standard nationwide, depending on carrier, insurance companies apply what they call “deviations, premium discounts or schedule credits” from those rates, up or down depending on the loss experience.
  • Premium Audit: When it is time for your annual premium audit, we can make sure you are properly classified and that you maintain your records to receive the most advantageous payroll calculations and classes.
  • Experience Mod: We will help make sure your experience mod is an accurate reflection of your claims.
  • Loss Control: A loss control or risk management program where injuries to your employees are minimal because of the safety features used on your premises.

The Doctors Insurance Agency

At The Doctors Insurance Agency we have provided workers compensation insurance for the businesses of Californiafor a long time. You will receive valuable, accurate insurance information pertaining to the workers compensation aspect of your business. Our Workers’ Compensation specialist is available to provide you with an offer or further information.  Contact Peter McGrath at (800) 553-9293 X 104 or send him an email click here