Protecting Your Dental Practice: The Importance of Malpractice Insurance

September 20, 2024

O'Brien Insurance Services is appointed to represent one of the largest insurers of dentists in the country. The Doctors' Company has been insuring healthcare professionals since 1976. We have been a partner since '88! 

Protecting Your Dental Practice: The Importance of Malpractice Insurance

For over 30 years, O'Brien Insurance Services and The Doctors’ Insurance Agency of Northern California have been trusted representatives to healthcare professionals, including physicians, chiropractors, dentists, and advanced practice clinicians. Our expertise lies in our ability to navigate the complexities of professional liability insurance, ensuring that practitioners focus on their primary role – patient care. 

Finding the Right Coverage

When healthcare providers embark on their professional journey, whether starting a new practice or joining an existing one, they often face the daunting task of securing appropriate Medical Professional Liability Insurance. This is where our extensive network of over 30 medical professional liability insurance carriers becomes invaluable.

One of our esteemed partners is The Doctors Company, a leading malpractice insurance provider for Medical Doctors and Dentists. 

Tailored Solutions for Dental Professionals

For dentists, whether you're engaged in conventional clinical dentistry or expanding into aesthetic dentistry, our agents are equipped to help you find the ideal insurance solution. While it's true that dentists are not legally mandated to carry professional liability insurance, the benefits of such coverage far outweigh the risks of practicing without it. Imagine the peace of mind you get, knowing that your assets, employees, and reputation are protected in unforeseen circumstances. 

This is where The Doctors Company comes in. They provide high-quality dental professional liability insurance offerings that are easily accessible and affordable.

Why Dental Malpractice Insurance Matters

  1. Protection Against Claims: A single malpractice claim can jeopardize your practice, finances, and professional license.
  2. Legal Defence Costs: Even if the court dismisses your legal case or the patient drops the case, legal expenses accumulate rapidly.
  3. The Legal Environment: The United States is known for its active legal climate, which can result in substantial settlements in malpractice lawsuits. 

The Doctors Company offers a robust malpractice insurance policy designed specifically for the dental industry. Here are some key features:

  • Coverage options for all dental specialties
  • Flexibility with claims-made and occurrence policies
  • Automatic coverage for dental assistants and hygienists at no extra cost
  • Protection for non-licensed dental healthcare providers, volunteers, and support staff
  • 30-day locum tenens coverage included
  • Shared entity limits at no additional charge
  • Separate entity limits for groups of two or more
  • Trial expense reimbursement
  • Protection against regulatory action and cyber liabilities 

The Doctors Company promises never to settle a claim without your written consent, where law permits. 

At The Doctors’ Insurance Agency, we're committed to simplifying the process of obtaining professional liability insurance. Upon receiving your online inquiry, we can swiftly generate a quote tailored to your needs. 

Additional Member Benefits

  • Free retirement tail coverage for eligible members
  • Extensive patient safety resources and tools, including free CE and CME credits, available on demand
  • Premium discounts for new as well as part-time practitioners
  • Extra Claims-free credits
  • A generous multiyear dividend program – we've already declared more than $470 million to eligible members.
  • The Tribute® Plan: A financial reward for member loyalty and dedication to superior patient care