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Urgent Care Center Physician Professional Liability Can Be More Affordable Than You Think
The Medical Professional Liability Insurance policy for the urgent care center should be structured in a unique way (unique as in different. From individual medical malpractice insurance policies. The Urgent Care Center policy should nameRead More
Patient Safety, Risk Management and Premium Discounts
Patient safety is a discipline that emphasizes safety in health care through the prevention, reduction, reporting, and analysis of error and other types of unnecessary harm that often lead to adverse patient events.Read More
Directors & Officers (D&O) Liability insurance
Directors & Officers (D&O) Liability insurance is designed to protect the people who serve as directors or officers of a company from personal losses if they are sued by the organization's employees, vendors, customers, or other parties.Read More
IV Hydration Business Is Growing!
The global intravenous solutions market size was valued at USD 11.1 billion in 2021 and is expected to grow at a compound annual rate (CAGR) of 8.0% over the forecast period.Read More
Insuring Hospitalists | Medical Professional Liability
Hospitalists:A hospitalist is a physician who cares for inpatients, meaning they only work inside a hospital.These doctors have often completed residency training in general internal medicine, pediatrics, neurology, obstetrics and...Read More
Insuring the Tele Radiology Organization
The Doctors Insurance Agency is a national Healthcare Liability Insurance Broker for Organizations and Providers. We insure hundreds of MDs for individual Medical Professional Liability Insurance.Read More
Chronic Care Management Telemedicine Liability Insurance
Telemedicine has made it easier for physicians and other chronic care professionals to provide the necessary interventions and solutions to manage patients. According to the Health Sciences Institute: Lifestyle choices and chronic...Read More
Telemedicine and Technology have Increased Access to Health Care
Medical Facilities Liability Insurance Drug and physical therapy is a growing industry. The global outpatient rehabilitation centers market size was valued at $79.8 billion in 2021 and is projected to experience an annual growth rate ofRead More
Am I Covered for This Off Label Use of This Service?
Injectables for off-label use: One of the many questions we receive as Aesthetic Professional Liability Insurance (APLI) brokers is : Am I covered for this off label use of this service? A follow up to this question: ..okay, so I’m coveRead More
Professional Liability Insurance for Mental Health and Assisted Living Organizations
The Doctors Insurance Agency works with adult day care and assisted living facilities—residential and outpatient—facility Professional and General Liability Insurance for Mental Health and Assisted Living organizations...Read More
Medical Malpractice Insurance Advanced Practice Providers
The Doctors Insurance Agency insures Advanced Practice Providers for Medical Malpractice Insurance. We insure independent practices: Aesthetic, Functional, Clinical, Telemedicine and Clinical Research.Read More
Medical Malpractice and Errors and Omissions Insurance
Medical Malpractice and Errors and Omissions Insurance M.D.s, MA.s, RNs home healthcare providers, RPT's, Occupational Therapists, etc. all need professional liability insurance. Our years of experience representing medical malpractice iRead More
Ambulatory Surgery Center Professional Liability Insurance
According to an online magazine, Definitive Healthcare—a healthcare industry research, consulting, and database company—has created a detailed analysis of more than 11,000 ambulatory surgery centers across the U.S., as well as comprehensiveRead More
Telepsychiatry Professional Liability Insurance
As telemedicine continues to grow, it seems we (The Doctors Insurance Agency) are working more and more in this space. The last ten years of medicine has seen investment in consolidating medical groups building infrastructureRead More
Insuring a Medical Entity with Medical Professional Liability Insurance
Indirect LiabilityIndirect liability exists when an entity is named secondary to a provider in a bodily injury medical malpractice claim.This is referred to as vicarious liability in the Medical Malpractice Professional Liability...Read More
The Importance of Health Tech Cyber Liability Insurance
As the world becomes increasingly dependent on health care technology, investment in companies that develop, design, distribute and support health tech has grown. Ideas and innovations bringing health care to patients in need are...Read More
Chronic Care Management and Remote Patient Management
According to an article written about chronic care management by Daniel Tashnek for the PrevOUNCE blog, “Chronic care management (CCM) made its debut in 2015 when it was rolled out by the Centers for Medicare and Medicaid Services (CMS)Read More
How to Properly Insure a Startup Healthcare Practice
Medical groups, medical spas, surgery centers, and diagnostic labs need business liability insurance. People want answers to many questions about liability insurance and often say, “I need to know how to properly insure my startupRead More
The Introduction of Telemedicine to Make Urgent Care More Accessible
Urgent Care Center Malpractice Insurance The growth of the urgent care industry and the introduction and use of telemedicine to make urgent care even more accessible is changing healthcare for the better.Read More
Telemedicine Specialty Care Malpractice Insurance
Telemedicine Specialty Care Malpractice Insurance
Telemedicine is best used to provide important and difficult-to-access specialty care. It can take weeks for an appointment with the gastroenterologist, endocrinologist, allergist, or dermatologist, but having access to affordable, reliableRead More
OB Hospitalists Liability Insurance
An obstetric hospitalist is an obstetrician/gynecologist physician (OB/GYN) who is employed by either a hospital or a physician practice and whose duties include providing care for laboring patients and managing obstetric emergencies.Read More
Insuring the Medical Organization/Entity
The nation’s largest doctor owned Medical Malpractice Insurance Company has this statement on the first page of their website: “We handle all the details so your organization can focus on what it does best—delivering superior care.”Read More
Medical Testing and COVID Lab Liability Insurance
Liability Insurance for Medical Testing Labs More and more Medical Testing Labs are being asked to participate to resolve this global crisis. Those labs require Medical Professional and General Liability Insurance.Read More
Medical Malpractice for Acquisition of Groups
As private equity funds fuel increasing consolidations in health care, the need to provide simple but comprehensive malpractice insurance solutions becomes more and more necessary. The key is to find a single malpractice policy that...Read More
Important Considerations When Choosing a Medical Malpractice Policy/Carrier
The Doctors Insurance Agency has been working in the Medical Professional Physician and Facility Liability insurance market for 30 years. Naturally during this time we have seen many things change. The observation that the insurance...Read More
Telemedicine Organizations Need Directors and Officers Insurance
Directors and Officers insurance is also known as business and management insurance, and it's a vital part of any Telemedicine Organization. As new interstate Telemedicine organizations take on investors with ownership—they need...Read More
The Doctors Insurance Agency Specializes in Medispa Malpractice Insurance
This Medical Spa Professional Liability Insurance is affordable and simple to underwrite. A little planning and thought has to go into the submission to specialty carriers in order to ensure that all professionals and each service and...Read More
Finding Medical Laboratory Liability Insurance Policy Can Be Overwhelming
There are several different kinds of medical testing laboratories: Research Laboratories, Pathological Laboratories, Hematology Laboratories, Clinical Microbiology Laboratories, Urine Toxicology, Genetic Laboratories, Clinical...Read More
Choosing the Best Carrier for Your Medical Spa
The Doctors Insurance Agency has over 35 years of experience in helping physicians, estheticians, and other practitioners by traversing them through the vast field of Medical Malpractice Insurance Companies that are competing for your...Read More
Data Theft Can Affect your Medical Practice
Data theft, also known as Cyber-attack, can absolutely impact your clinic in many incapacitating ways. Recent times have presented an uptick on attacks on the healthcare industry, and it is imperative to be aware of how this can affect...Read More
How COVID-19 has Increased the Risk of Cyber Attacks.
The world around us has changed and our daily routines, worklife, and hobbies have been altered dramatically. From social distancing to working remotely, and the constant use of PPE, we’ve all had to embrace new practices. One...Read More
The Keys to a Successful Telehealth Urgent Care
Telehealth Urgent Care is a live, online video visit with a doctor, nurse practitioner or physician assistant (or many other health care professionals) for non-life-threatening conditions such as a fever, flu, cold, sore throat and...Read More
Medical Malpractice Market Rates in 2021
The Doctors Insurance Agency is a national healthcare liability brokerage. We are immersed in the interstate Medical Professional Liability Insurance markets. Accordingly, we spend much of our time reading about issues in these markets...Read More
Bioidentical Hormone Replacement Therapy
Liability Insurance for BIOIDENTICAL HORMONE REPLACEMENT THERAPY Balance Your Hormones Many adults, both men and women, begin to experience a decline in hormones as early as their late 20s and early 30s, and their hormones will...Read More
Who Insures a Clinical Trials Investigator Doctor and How?
Clinical Research Investigator Liability Insurance Insurance agents and brokers of Medical Malpractice Insurance policies are often asked if we can ensure the doctor for their work as investigators in clinical trials. A growing area in...Read More
Lab Directors Can Be Either PhDs or MDs
Lab Director Liability Insurance The Professional liability Industry has a product to insure lab directors. The Doctors Insurance Agency has over 30 years experience and has worked to develop relationships with specialized carriers...Read More
Orthopedic Surgery Professional Team Sports Doctor
Orthopedic Surgery is the most common specialty in which physicians are asked to serve as consultants or full time team doctors for professional sports teams or sports federations. The Doctors Insurance Agency insures dozens of...Read More
Insuring your start up Telemedicine Practice or Organization Can be Simple and Affordable
Please join our webinar about Telemedicine Malpractice Insurance covering yourself, the organization, investors, directors and executives and learn about strategies integral to helping you launch your business. Important things from...Read More
IV Hydration Center Medispa Liability
Whether you're insuring your own solo aesthetic business, whether it's a mobile IV hydration center or a medispa, it's important to consider how the insurance policy you purchase today will grow with you to accommodate new services,...Read More
When Technology Introduced the Convenience of Delivering Care Virtually
Telemedicine Malpractice Insurance has to be designed to defend against traditional claims – alleging a misdiagnosis or an omission in care. These claims cover the physicians and other health care professionals for medical...Read More
Choose a Policy with a Broad Definition of Insured
Medical facilities looking for Medical Professional Liability Insurance should be sure to choose a policy with a broad definition of insured! The Doctors Insurance Agency is a national health care professional liability brokerage...Read More
Telemedicine Start up Websites, Patient Safety, Billing and Liability Insurance
Telemedicine Medical Professional Liability Insurance The Doctors" Insurance Agency In partnership with The Doctors Company and Medical Advantage HealthCare Consulting is pleased to offer the following to all start up and developing...Read More
Hospitalist Liability Insurance
Hospital Medicine is a medical specialty that exists in some countries as a branch of internal or family medicine. It's focused on dealing with the care of acutely ill hospitalized patients. Physicians whose primary professional focus...Read More
The Best Way to Insure a Growing Nurse Practitioner-Owned Medispa Business
One of the most common approaches to providing professional liability insurance that we see is for each individual practitioner to carry their own policy. Nurse practitioners, estheticians, massage therapists, nutritionists, registered...Read More
Aesthetic Spas and IV Infusion Liability Insurance
The first Botox injection and other types of filler injections started years ago as a menu item offered by some dermatology and plastic surgery offices. Soon after experiencing phenomenal results and responses from these treatments,...Read More
Medical and COVID Testing Laboratory Liability
Months before anyone had heard of COVID-19, the Phnom Penh lab had begun using a new system, introduced by researchers from the San Francisco-based Chan Zuckerberg Biohub, to answer questions about the genetic makeup of pathogens. This...Read More
Starting Your Own Mobile Service for Skin Care and Injectables
If you have started your own part-time, mobile service for skin care and injectables, and now you're growing—providing more medical aesthetic services, continuing your journey in training and certifications, achieving more...Read More
Hospitalist and Urgent Care Medical Professional Liability Insurance
Urgent Care Centers, Hospitalist Groups, centers for integrative wellness and growing functional medicine groups all share a common challenge of needing to find an affordable Medical Malpractice Insurance Policy. These policies need to...Read More
The new Medical Malpractice Insurance Model to accommodate Hospitalists
More and more, The Doctors Insurance Agency of Northern California; specialists in Medical malpractice insurance for over 20 years, is seeing the need to reinvent the old conventions of medical malpractice insurance. The model of how...Read More
Medical Professional Liability Insurance Premiums are Rising
The Doctors Insurance Agency specializes in providing medical malpractice insurance for physicians groups and facilities. Internal medicine and its subspecialties have historically had some of the most competitive premiums in the...Read More
Physicians ask if their Medical Malpractice Policy will Cover them for Independent Medical Evaluatio
Independent Medical Evaluation Liability Insurance Many physicians ask if their Medical Malpractice Insurance Policy will cover them for independent medical evaluations. As in most situations involving coverage issues the answer is it...Read More
More Nurse Estheticians are Making The Commitment to Open Their Own MediSpa
Medical Professional Liability Insurance for Nurse Estheticians With training consisting of hours of supervision and specialized techniques, nurse estheticians are licensed to remove wrinkles, hair and varicose veins, enhance lip size,...Read More
In the Coronavirus era, the Importance of Combining Remote Telehealth with Physical Presence
When Hospitalist Medicine was first introduced around the early nineties, medical malpractice companies were unsure of how to underwrite, rate and manage the risk. Over time, by taking chances and using internal medicine rating...Read More
COVID-19 Pandemic has put Telehealth as an Important Solution for Delivering Needed Care
The Doctors Insurance Agency provides Telemedicine Malpractice Insurance. Before telemedicine really took off in the light of national and statewide shelter-in-place orders, it was already growing exponentially. In a recent study that...Read More
Medical Care Consultants and Advisor Liability Insurance
Some Medical Malpractice Insurance policies only activate, or “trigger,” when the insured clinical provider (M.D., N.P., P.A., or any other professional healthcare provider) is engaged in providing Direct Patient Care,...Read More
Pain Management, Physical Medicine and Telemedicine Medical Malpractice Insurance
The Doctors' Insurance Agency provides telemedicine medical professional liability insurance for physicians in all specialties. Whether you're developing a concierge practice or working to help patients with prescription addictions,...Read More
Medical Malpractice Telemedicine Liability Insurance
The Doctors Insurance Agency started in 1988 by providing exclusive Medical Malpractice Insurance for solo, small and large groups of physicians. Through working hard to develop discounted premium programs with hospitals and medical...Read More
Important Loans for Small Businesses
Paul Finch, MBA Strategic Financial Advisor at Benchmark Solutions, Inc. Corporate Finance + Management Accounting Professional Advises some of our healthcare providers and facilities; He is available and expert in fast tracking and...Read More
COVID-19 Updates and Resources for Healthcare Professionals
Like all of you, The Doctors Insurance Agency is reacting to this unprecedented time; Whether you’ve closed voluntarily or by order of your city or specialty board or whether you’re taking on more work and patients out of...Read More
Medical Malpractice Excess Surplus Lines
The Doctors Insurance Agency provides Medical Malpractice Insurance solutions for physicians, mid-level providers, allied personnel, facilities and health care organizations. In our 30 plus years of providing these medical professional...Read More
Orthopedic Surgeons Medical Malpractice Rates Vary Based on a Number of Factors
The Doctors Insurance Agency provides Medical Malpractice Insurance for Orthopedic Surgeons and Surgery Groups. Orthopedic Surgeons Groups specialize in surgery of the shoulder, knee, hip, ankle, hand, wrist, and spine. Many also...Read More
Need For Medical Directors, Research Directors & Investigators
Constant, significant changes in our healthcare delivery system are always creating new opportunities in administrative medicine. Mergers, acquisitions and private equity are funding health technology and new start-up telehealth...Read More
Insuring a Medical Lab is More Affordable Than You Might Think
Liability Insurance for Medical Laboratories Insuring a medical lab is more affordable than you might think, and importantly, the policy can be written to include a general endorsement, insuring the lab director whether they are a PhD...Read More
Healthcare Philosophies, Culture and Protocol are Driving Process and Determining Outcomes.
Health care continues to evolve from the traditional/clinical to holistic, integrative. Healthcare philosophies, culture and protocol are driving process and determining outcomes. Structure of organizations are changing; Mergers and...Read More
Medical Malpractice Insurance Expenses
Physicians and practice administrators need to prepare for the upcoming increase in Medical Malpractice Insurance premiums - if not immediately, certainly by the next renewal period. The market cycles in the malpractice insurance...Read More
Integrative Medicine, Injectables, IV Therapy, Age Management and Stem Cell Liability
Medical economics has forced changes in the level of expertise that requires policies to protect more than just the professional reputation of the doctor. All medical malpractice policies start with protecting the medical provider. The...Read More
Due to the wildfires we have been without power for 3 days, please bear with us as transition to our off-site server. Our Site is up and we are working on all service requests!Read More
Claims-Made Policies for Medical Spas
A medical spa office starts in a similar way to a hair salon: a talented nurse, doctor or esthetician rents a chair or leases a small space, and begins to create their vision for enhancements using FDA-approved and common off-label...Read More
Telemedicine Medical Professional Liability
Organizations involved in the provision of telemedicine will normally need at least two insurance policies, (Tech and Cyber as well as Medical Professional Liability) and often more (General, Products Completed) to cover its varied...Read More
Insure Centers Focusing on The Use of Marijuana for Medical Purposes
Outpatient Centers Medical Marijuana liability Insurance From an underwriting standpoint, surgery centers, wellness centers, outpatient facilities, urgent care centers, and aesthetic regenerative spas (also known as medi-spas) all fall...Read More
Insuring Hospitalists for Medical Malpractice Insurance
Hospitalists who are contemplating their Medical Malpractice Insurance should consider The Doctors Company (TDC). They have been endorsed by the Society of Hospital Medicine, which brings in partnership with The Doctors Company's...Read More
Do you Need Malpractice Tail Coverage?
In an article written for the medical economics blog, “Do you need malpractice tail coverage?” Erik Leander addresses the most commonly asked questions about the intricacies of carrying this type of coverage. “Tail...Read More
Should you Choose a Claims-Made or Occurrence Policy?
The Doctors Insurance Agency works with over 5,000 physicians in 500 facilities in 33 states, providing healthcare professional liability insurance. It is important to consider the differences between claims-made and occurrence...Read More
Medical Malpractice Insurance Premiums - When too Low is really Too Low!
In the world of self-driving cars, smart houses, and the Internet of Things, it is not surprising that in my weekly reading of National Insurance trade journals (great bedtime reading!) I see news about predictive modeling algorithms...Read More
Nephrology Medical Professional Liability Policies
Nephrology Medical Professional Liability Policies If you are working in a nephrology group, there are a few important issues you should consider to reduce your overall cost of managing Medical Professional Liability Insurance. The...Read More
Patient Safety in Telemedicine and Cyber Liability
Telemedicine is defined as the remote delivery of healthcare services, whether they are medical consultations using videoconferencing, mobile apps, store and forward technology offering health assessments or lifestyle counseling....Read More
Convenience Drives Many Patients to Try Telemedicine
A survey last year found that a quarter of adults in the United States don’t have a regular doctor. Some are wondering if they need one at all. Telemedicine can provide much of what conventional visits to clinics provide without...Read More
Orthopedic Surgical Practice pay Some of the Highest Malpractice Premiums in the Country
Orthopedic surgeons across the country who are engaged in conventional clinical surgical practice pay some of the highest malpractice premiums in the country. We are often asked what we, as national brokers and agents for some of the...Read More
Tail Insurance for your Medical Malpractice Policy
Whether you are trying to insure a small facility like an independent imaging center or a Medi-Spa, you are an innovative physician working for an institution and you are driven to do something different creative and scientific, so...Read More
Expanded Cyber Product Now Available for Groups Managing Data and Considering Health Tech Expansion
Data Breach Liability, Network Security The Doctors Insurance Agency works with over 4,000 healthcare facilities, physicians and allied providers. As technical sophistication increases, the safety of the systems controlling personal...Read More
Orthopedic Surgery Insurance by The Doctors' Insurance Agency
Orthopedic Surgeons are selling their practices to join hospital or larger multispecialty group models: Many physicians surveyed practicing in Orthopedic Surgery believe that you're going to see more doctors joining hospital model...Read More
Aesthetic, Med Director, Consulting Professional Liability Insurance
Aesthetic, Med Director, Consulting - Niche liability is one of the problems for dermatologists, plastic surgeons, and family practitioners when considering insurance needs. Understandably, there are many restrictions on clinical...Read More
Employment Practices Liability Insurance (EPLI)
Employment Practices Liability Insurance is coverage for employers to defend against claims made by employees alleging discrimination, wrongful termination, harassment and other employment-related issues. The Doctors Insurance Agency...Read More
Tail Coverage is TIme Sensitive and the Premium is Based on the Recently Passed Work
Historically "Tail Coverage" is an extended reporting period endorsement, offered by a physician's current malpractice insurance carrier, which allows an insured physician the option to extend coverage after the cancellation or...Read More
Medical Expert Witness
As mergers and consolidations in healthcare continue, we at the Doctors Insurance Agency are finding that our physicians, who are educated, credentialed, experienced, and often fiercely intellectually independent, are looking for gigs....Read More
Why to choose Strong Medical Malpractice Insurance Carriers?
In a recent article from a national respected insurance broker, I read about the demise of specific and lightly-financed Insurance Solutions for Medical Professional Liability, referred to as risk retention groups. Full disclosure: we...Read More
Hospitalist Groups are One of the Fastest-Growing areas within the Massive Health Care Economy
There is a common feeling about Hospitalist Medical Groups that they do not form sufficient physician-patient relationships and that as placeholders in the sensitive chain of providing delicate and artful healthcare this would be a way...Read More
How do malpractice Insurance Carriers develop Individual Physician Claims Made Premium Rates?
Regardless of whether you are an independent aesthetician, a contracted mid level provider, a telemedicine consultant physician or are managing a healthcare facility, the costs of maintaining (and leaving) your Medical Professional...Read More
Is there an Affordable Clinical Research Liability Insurance Policy?
How do you provide proper insurance: the right type of clinical research liability insurance for your clinical research organization? Doesn’t the Pharmaceutical or Manufacturer provide indemnification clauses that cover the...Read More
Administrative Medical and Patient Safety Liability Insurance
When physicians are requested to provide protected (or seemingly protected) health information to Pharmacies, Hospitals, or other Health care organizations...Which, naturally runs counter to your trained method of protecting that...Read More
Is the Medical Director Covered by the Facility?
A common question that we are asked at The Doctors Insurance Agency – (an agency for The Doctors Company) and a national broker for medical professional liability insurance is in regards to whether a physician needs to purchase a...Read More
Make Sure your Medical Entity and Owners, Directors and Investors are Properly Insured
Physician Owned Medical Malpractice, Medical Professional liability Insurance looks at where we are are today: trends, challenges: The Physicians Insurance Association meets annually with each of its specialty Medical Professional...Read More
Your Own Lifestyle Medicine Center and You Need to Provide Liability Insurance for other M.D.
If you are joining the many physicians and other healthcare professionals who are starting your own lifestyle medicine center and you need to provide liability insurance for other MD's or allied providers, The Doctors' Insurance Agency...Read More
Will my Medical Professional Liability Insurance Policy Defend my License?
In addition to providing Medical Malpractice Professional Liability Insurance, The Doctors’ Insurance Agency works with physicians and surgeons nationally to protect their medical licenses. The Doctors’ Company was one of...Read More
You Only Need One Insurance Policy to Cover your Anti Aging and Aesthetic Practice
Is there one Medical Malpractice Professional Liability Insurance policy that covers a physician practicing some conventional, primary care medicine (taking histories, physicals and even prescribing appropriate "Pharma" remedies,...Read More
Is There an Affordable Clinical Research Liability Insurance Policy?
How do you provide proper insurance: the right type of clinical research liability insurance for your clinical research organization? Doesn’t the Pharmaceutical or Manufacturer provide indemnification clauses that cover the...Read More
Insurance for MediSpa Professionals is Easier Than you Might Think.
The Doctors’ Insurance Agency has been working with our partners at Program Professional Insurance and World Wide Facilities to develop, promote and underwrite policies that cover individual RN’s doing Aesthetic services,...Read More
Portable Medical Director Liability Insurance Policies Can Follow You!
Developing premium based upon individual clinical practice of medicine (direct patient care within the specialty) The Doctors’ Insurance Agency over 25 years has managed the Medical Malpractice Insurance Policies for thousands of...Read More
How Much is Tail (Does The policy Include tail?
Medical Malpractice Tail Premium and Coverage The Doctors’ Insurance Agency provides Medical Professional Liability Insurance for physicians and facilities. In the past thirty years (we were founded in 1988) we have probably...Read More
How to Avoid the High Cost of Tail?
Medical Clinics can purchase Medical Malpractice Policies that can provide (or offset) the cost of tail. Often clinics (Urgent Care Centers, Internal Medicine/Primary Care Groups) and medical groups specializing in pain management...Read More
Cosmetic Nurse, Registered Nurse Starting Aesthetic Services
Cosmetic Nurse, Registered Nurse starting Aesthetic Services need smart affordable professional liability policies. If you're an RN about to start your own business or begin slowly and work as an independent contractor performing...Read More
Are you Planning to Change Medical Professional Liability Insurer?
There are many reasons to change Medical Professional Liability insurers. The most common reason is due to an increase in premium. The medical malpractice insurance market has been quite stable since 2006 with carriers holding their...Read More
Starting the Process of Medical Malpractice Insurance for Telemedicine Doctors, Midlevels and Organi
Where do you start to apply for and obtain Medical Malpractice Insurance if you are going to practice telemedicine. Start by listing the Telemedicine Organization address and describe your niche, describe the medical service that your...Read More
Nurse Practitioners opening their own Aesthetic Medical Practice or Medical Spa
More and more nurse practitioners are opening practices catering to cosmetic procedures. Dependent on the state, nurse practitioners can start their entrepreneurial business independently, without requirements for supervision by a...Read More
Do I really Need to buy Professional Liability Insurance as a Laser Technician, Aesthetician or Elec
In our 25 years of experience working with professionals, I think the best answer to this question is personal responsibility of mind there is nothing more unsettling than persistent sometimes automated aggressive legal counsel making...Read More
Is My Tail Covered When I join a Telemedicine Organization?
This is one of the most commonly asked questions of by our Telemedicine Specialists. Understandably so…because….One of the most important costs to contain as you develop and implement your telemedicine organization is the...Read More
When a Claim Came Against The Medical Director?
Medical Malpractice Insurance for Standard Clinicians and Surgeons The Doctors Insurance Agency provides standard Medical Malpractice Insurance Policies for physicians with relatively clean claims history practicing in accordance with...Read More
Visiting Residents/Intern/ Fellow (Hands On) Medical Malpractice Insurance
Visiting Residents/Intern/ Fellow (Hands On) Medical Malpractice Insurance. You may not have started your career in healthcare yet, but that doesn’t mean you’re not at risk of being named in a malpractice suit –...Read More
Are you Starting a Small Teledentistry Company?
Teledentistry (Invisalign) Professional Liability Insurance The Doctor’s Insurance Agency provides Medical Malpractice Professional Liability Insurance for Teledentistry Groups. While we treat each telemedicine practice as a...Read More
How a Surgery Center Insurance Policy is Rated?
Surgery Center Professional Liability Insurance policies are very flexible. For stand-alone surgery centers, we often recommend policies that base premium on the number of scheduled procedures vs. pricing by the number of providers....Read More
Are You Providing Noninvasive Skin Solutions?
We recently helped to find coverage for two Aestheticians performing noninvasive skin solutions. The scope of work they were seeking for coverage only required an esthetician license. They did not need to have a Medical Director...Read More
Are You Providing Sculptra Injection Treatments?
The Doctors Insurance Agency works with well-known carriers to find the best coverage for our MediSpa/Aesthetic, Injectable, Laser and Wellness Centers. We insure many Aestheticians providing Injectable Advanced Services. Sculptra...Read More
Are You Looking for The Right Insurance for your Aesthetic Spa?
Professional Liability Insurance for Spa, Injectables and Laser When you've been looking online and asking friends for the perfect answer :affordable, comprehensive appropriate insurance for your injectable, aesthetic skin and laser...Read More
Are you a Nurse Practitioner Looking for Coverage for your Supervising Physician?
Many Nurse Practitioners need to add coverage for their supervising physician. Adding coverage for a supervising physician could be very expensive (about $3K for 10 hours or less per week) and that’s why we recommend applying for...Read More
How to Structure a Telemedicine Insurance Policy?
The right kind of Telemedicine Insurance Policy can make or break your start up telemedicine practice. Well maybe the right telemedicine policy will actually not break your telemedicine start up. But certainly can help you on board...Read More
Advanced Practice Providers Need Affordable Professional Liability Policies
The Doctors Insurance Agency and O'Brien Insurance Services has been working with advanced practice providers in both clinical and aesthetic settings for over 25 years. We wanted to share in this blog some of the common questions we...Read More
Can I insure my Expanding Wellness Center to Cover Nutritional Counseling via Telemedicine?
Do I need to cover my Independent Contractors? I'm a Chiropractor , I have my own insurance, I just need you to cover everyone else..? We've started doing Injectables off sight to expand the business, how can I cover my Aesthetician...Read More
What Drives Premium in Medical Malpractice Insurance? Claims!
Internal Medicine Physician Medical Malpractice Insurance (The Doctors’ Insurance Agency) Midlevel Providers’ Malpractice Insurance.The Doctors Insurance Agency represents more Internal Medicine Physicians and Nurse...Read More
Professional and General Liability for Surgery Centers Medical Malpractice
Surgery Centers will occasionally make the mistake of thinking that they only need to obtain one category of insurance. Commercial, Property and General Liability Insurance. It is important to purchase both Surgery Centers General...Read More
How Much is Medical Expert Witness Liability Insurance?
According to The Expert Institute, an online news source, expert witnesses play a critical role in the judicial process. The testimony of these professionals can swing juries, educate judges on complex technical subjects, and...Read More
Does My Policy Include Tail?
One of the most common questions we receive at The Doctors Insurance Agency (a national healthcare liability insurance agency and brokerage) is: does my policy include tail ? The reality is most medical professional liability insurance...Read More
Doctors and or Nurses Doing Injectables and their Professional Liability Insurance
We are often asked what the professional liability insurance policy that is issued covers (after a review of the injectable services application) The applications that are reviewed prior to issuing these policies are completed by our...Read More
Selecting a Physician Medical Professional Liability Insurance Carrier
Doctors have many possible choices when choosing a professional liability insurance company. Physician owned insurance carriers and…. commercial carriers owned by stockholders. Large industrial medical groups (some affiliated...Read More
Medical Director Jobs Are Growing!
The Doctors Insurance Agency specializes in helping you obtain affordable, complete insurance protection as an independent medical director. I recently pulled a description of a medical director job posting (this from the JAMA website)...Read More
Functional Medicine Malpractice Insurance
If you are practicing preventive healthcare, anti-aging hydration, nutritional therapy, IV therapy, hormone replacement and/or chelation therapy, The Doctors Insurance Agency and our creative insurance partners like Beasley, Lloyd's of...Read More
Medical Expert Witnesses Can Be Sued for Negligence in the Preparation of Their Testimony
Medical Expert Witness Liability Insurance (Errors and Omissions coverage) Medical Expert and Witnesses can be sued for negligence in the preparation of their testimony. Should a client, or more likely an attorney who previously hired...Read More
Physicians Who Return From Retirement Within Two Years Are Allowed to Reinstate Their Old Policy
The Doctors Insurance Agency has been providing Medical Professional Liability Insurance for Physicians, Mid-level Providers and Allied Healthcare Providers for decades. We are devoted to our members so they can count on us to be...Read More
Clinical Research Liability Insurance
The Doctors Insurance Agency has been providing Clinical Trial Medical Malpractice Insurance for clinical principal investigators and sub investigators for over 15 years. As investments have flowed into clinical research, the FDA...Read More
Telemedicine and Medical Malpractice Insurance
The Doctors Insurance Agency is providing Health Care Providers and facilities with affordable, appropriately priced medical malpractice insurance.Again this week I learned as I continued this immersion into providing Medical...Read More
Hospitalists? What Are Those?
In 2002, The Doctors Insurance Agency wrote our first hospitalist professional liability policy. This was a group of four internal medicine doctors working in the central Valley. What drove them to look for a separate policy is that...Read More
Job Description: Medical Director
Job description: Medical Director By Madeline Hyden The role physicians play in the nonclinical setting is becoming more complex as the medical practice landscape evolves. MGMA compiled lists of job functions, duties and...Read More
Occurrence Professional Liability Insurance vs. Claims Made Liability Insurance
Medical Malpractice Insurance is a specialized type of professional liability insurance that covers physician liability arising from disputed services that result in a patient's injury or death. ... Malpractice insurance is usually...Read More
Medical Director developing a MediSpa, Telemedicine or Medical Director Business
There are a lot of physicians with their own practice, private or industrial, who are interested in starting their own services, from Medical Concierge consulting work to many other ‘non clinical’ or non traditionally...Read More
Nurse Owned Clinics and the Medical Malpractice Insurance
For over 15 years our medical malpractice insurance agency provided Nurse Practitioners Professional Liability Insurance in a shared limit capacity by adding them to a medical doctors medical malpractice insurance policy. Increased...Read More
Urgent Care Malpractice Insurance
Internal medicine is the medical specialty dealing with the prevention, diagnosis, and treatment of adult diseases. Physicians specializing in internal medicine are called internists. Family practice is also a specialty dealing with...Read More
Finding the Right Price and Coverage for your Medical Director Services
The role physicians play in the nonclinical setting is becoming more complex as the medical practice landscape evolves. The Doctors Insurance Agency has dozens of liability policies that cover the medical director services either by...Read More
Understanding Hospitalist Medical Malpractice Liability Insurance
To understand hospitalist medicine, your insurance broker or agent must have experience in the medical professional liability insurance industry. It is very helpful to have a team of professional liability underwriters who understand...Read More
Does a Cosmetic Nurse Esthetician Need Their Own Professional Liability Insurance Policy?
A question that is asked often of our national healthcare liability brokerage team: (especially by our Cosmetic Technicians, Nurses, Estheticians) Do I Really Need My Own Insurance Policy? I think in our experience, the answer to this...Read More
Cyber Liability and Medical Professional Liability
As The Doctors Insurance Agency continues to work with telemedicine organizations on their medical professional liability insurance, it becomes very clear to us that the telemedicine professional liability policies must include at...Read More
Clinical Trial. Drug Discovery
Clinical trial. Drug discovery. Contract research organization. Sponsors. Preclinical research. Drug approval. Many people have only a vague idea what these words mean. This important work is how life-changing drugs get to patients...Read More
Physicians Who Receive Negative Online Reviews
Often times when a physician is the subject of a very negative yelp review, the language used can be specific and damning. The experience can involve the very beginnings (a notice of sorts-in writing.) of a future malpractice claim,...Read More
Can I Work for a Telemed Company?
Our agency has been finding Telemedicine Medical Professional Liability Insurance Solutions since 2002 (when a couple of innovative thinkers in the Silicon Valley in California (who happened to be Radiologists) decided that there was a...Read More
Cyber Attacks On Physician Practices
We commonly hear about cyber security attacks on large national companies, however, smaller main stream companies are also a target. And healthcare information (payment card information and personal identity information) is among the...Read More
Teledentistry is one Method of Getting Low-Income Patients Affordable Dental Care
The Doctor’s Insurance Agency provides medical malpractice professional liability insurance for healthcare facilities, employed medical staff, (such as technicians, assistants, registered nurses, rehab specialists, mid-level...Read More
Developing Walk In and Urgent Care Centers
This is some information that I read (and I’m recounting here) from American Academy of Urgent Care Medicine: The trend in developing walk in and urgent care centers is, in part, made available by medical malpractice insurance...Read More
Telemedicine Groups are Now Providing Medical Services in Hospitals, Skilled Nursing Facilities, Adu
The Doctors’ Insurance agency has 10 malpractice insurance representatives working hard to find the right coverage for healthcare facilities, physicians, aesthetic technicians, wellness professionals, surgery centers, urgent care...Read More
Which Insurance Carriers Provide Urgent Care Policies?
The Doctors’ Insurance Agency is expanding the number of urgent care centers with which we provide Medical Malpractice and Workers Compensation Insurance. Whether our doctors are asked to work at them periodically or a group of...Read More
Understanding Hospitalist Medicine
The Doctors’ Insurance Agency and Hospitalist Groups (small, independent hospitalist physicians and larger multi state hospital groups) Hospitalist groups continue to show amazing growth and mark their place in the health care...Read More
Telemedicine Malpractice Insurance is similar to Hospitalist Malpractice Insurance
In the years and years of working in the Medical Malpractice Insurance industry I have experienced many recurring issues in underwriting,: changes in underwriting guidelines towards different specialties. With Telemedicine on the...Read More
How to Price and Structure a Hospitalist Liability Insurance Policy?
As the endorsed carrier of the society for Hospital Medicine, The Doctors Company is developing a lot of specific knowledge and is thereby now able to pass on successful strategies to avoid claims. The Doctors Company with its 75,000...Read More
Did you know: That There is a Medical Expert Witness Directory?
Medical expert witnesses who are available to consult and testify regarding medical issues can be located in this directory and link: click here There are many physicians who are available to consult regarding different specialty areas...Read More
What to do When you're Podiatry Malpractice Insurance Policy is Canceled?
When your policy is canceled or you have let it lapsed: The question that you should be asking is: “Will your new Podiatry Malpractice Insurance Policy cover you for claims stemming from prior services?” This is Tail...Read More
Cybersecurity: Mitigate Against Hacking and Data Breach Risks
Our Medical Malpractice Insurance Carrier/Partner, - The Doctors’ Company published on their website: Cybersecurity: Mitigate Against Hacking and Data Breach Risks The website reports that Cybercrime costs the U.S. economy...Read More
Healthcare Organizations That Deliver Services Through Telemedicine
Healthcare organizations that deliver services through Telemedicine need a professional liability policy and electronic data liability insurance policy. Surprisingly, many of these organizations will say that they are not at risk...Read More
Sleep Center Growth
In a recent article from North Bay Biz entitled, “The Science of Sleep”, I read a quote from one of the physician specialists, James Driscoll MD, who says sleep is a vital sign. Sleep helps us drive by contributing to a...Read More
Why Cosmetic Nurses Need Own Liability Insurance?
Cosmetic Nurse and MediSpa Liability Insurance In the medical malpractice insurance coverage world, if a name is published on the door, letterhead, and advertised to the public than it will likely be included in the claim. And if that...Read More
Affordable Professional Liability Insurance for Medical Directors
Medical Director Liability Insurance Whether performing administrative/managerial tasks, ensuring the right quality care is delivered by health care teams, or performing services as attending physician, the responsibilities of Medical...Read More
A doctor who has been negligent may not be the only defendant in a medical malpractice suit. Often the plaintiff names many people in the claim: The IPA, the hospital that retained the doctor on its staff, surgery center, the group...Read More
Skilled Nursing Facilities/Adult Assisted living Centers
Regarding Skilled Nursing Facilities/Adult Assisted living Centers Because the premiums are still varying wildly, it is important to thoroughly present this exposure to the markets specializing in this type of professional and general...Read More
Nurse Practitioners Practices are Growing
Many Americans use Nurse Practitioners (NPs) for much of their health care needs and NPs are now fully accepted by both health care consumers and most other care providers as an important and necessary part of our health care solution...Read More
Imaging Center Liability Insurance
Business Consolidation with medical facilities and medical groups creates issues of ongoing coverage: Just as with the medical groups, imaging centers are going through a similar business consolidation. Consolidation in the healthcare...Read More
Mobil Apps - Trends in Health Care
Telemedicine Professional Liability Insurance grows With the increase of requests for Telemedicine Professional liability insurance, The Doctors Insurance Agency, a national healthcare liability insurance agency, is seeing firsthand...Read More
The Growth and Success of Entrepreneurial Medicine- Urgent Care Centers
The start of the year often sees the beginning of new business models. And since we have become a national healthcare organization liability insurance agency, we have seen a lot of innovation in healthcare. From Florida to Washington...Read More
MediSpa and Wellness Center Professional Liability Policies
The Doctors’ Insurance Agency provides comprehensive MediSpa and Wellness Center Professional Liability Policies to protect the corporation (or LLC) and the owners, directors, non-practicing employees and any and all providers...Read More
Hospitalists are Still Insurable on Individual, Solo Policies
As the sponsored medical malpractice insurance provider of the Society for Hospital Medicine (SHM), The Doctors’ Company can (working with The Doctors’ Insurance Agency) write affordable medical malpractice insurance...Read More
Telemedicine Malpractice Insurance Growth
Telemedicine Malpractice Insurance is similar to Hospitalist Malpractice Insurance:Growth, it is important to manage the bottom line In the years and years of working in the medical malpractice insurance industry I have experienced...Read More
Protect yourself from Data Theft Liability
Administrative Defense Insurance This limit (or sub limit) of insurance protects you in the event you are named in a claim against you for some disciplinary event. The Doctors Company medical malpractice policy comes with a $25,000...Read More
Malpractice Insurance Claims Frequency is Down Again
In a chart provided by The doctors Company, total claims per 100 doctors have dropped from 12.8 in 2003 to 6.1 in 2014. Surprisingly they are scheduled to reduce again at the end of report year 2015, to just under 6 claims per doctor....Read More
Are Health Systems Paying too much for Physicians Medical Malpractice?
The Health Care System Model of Acquisition and Mergers Seems that in this time of consolidation, mergers and acquisitions of medical groups, medical facilities, individual physicians, health systems, hospitals and foundations have an...Read More
Is the Medical Director Contract worth it if the Cost of Malpractice Insurance is too High?
How much does Medical Director Malpractice Insurance cost is really the key issue. Physicians everywhere are finding opportunities to supplement their income… contracts for services provided to different entities ranging from...Read More
The Soft Medical Malpractice Insurance Market
The terms hard and soft refer to the increase and fall in prices in various industries. All industries experience changes in their prices, cycles of surplus and demand. Not surprisingly, the insurance industry is cyclical with cycles...Read More
Telemedicine Opportunities are Growing:
According to a market research report published by Mordor Intelligence, the Telemedicine market is going to soar past $30B….An increasingly aged population and healthcare costs are propelling the market growth; The goal of the...Read More
The growing area of Health Care - Nurse Practitioners
In a category along with expanding dermatology and plastic surgery and pain management practices, nurse practitioners have to be among the fastest-growing, opportunistic and useful sections of the healthcare industry. The Doctors...Read More
National Liability Insurance for Medical Directors
From Hawaii to Maine our agency provides unique specialized liability insurance policy for medical directors. Ironically, many insurance companies that specialize in providing medical malpractice insurance for conventional practices...Read More
Telemedicine is the Latest Disruptive Force in a Changing HealthCare Landscape
Disruptive Telemedicine Technology It is always surprising how quickly technology can change almost any industry…. from automobiles to televisions and telephones to telescopes; medical doctors and groups using technology are...Read More
How to Best Insure Clinical Trial Organizations and Principal and Sub Investigators?
It is important to share to those who may have found their way to this blog or website; that we are medical malpractice insurance agents and brokers first and foremost. We have been representing individual physicians small and large...Read More
Are Hospitalists More Likely to be Sued on a Group Policy than of their Practicing as an Independent
Well, to answer this question I think we have to look at some of the other special I believe that based on our experience ensuring hospitalist groups that they are doing an excellent job of improving their services working with their...Read More
Obstetrics/Gynecology Medical Malpractice Insurance Does Not Have to be That Expensive:
One of the most expensive specialties to insure is: Obstetrics and Gynecology. in some states, the premium, annually can be higher than $ 60,000; (although the cost has reduced somewhat over the last few years, due to fantastic,...Read More
The Real Threat of Medical Information Data Hacking
Medical Groups, individual providers and facilities, institutions, surgery centers and medical foundations across the country are being affected by these attacks of electronic medical records. The dangerous and costly data breaches are...Read More
What can Physicians do to keep the Revenue up to at least close to Where it was in the Past!
The Growth of Concierge Medicine. There is a lot of talk amongst physicians that we ensure about how best to make this happen. The Doctors Insurance Agency works hard to keep the expenses controlled as best we can. We've been working...Read More
The Partnership With the Society of Hospital Medicine Gives The Doctors Company Outstanding Understa
The Doctors' Insurance Agency and Hospitalist Liability Insurance: With the endorsement of the Society of Hospital Medicine (SHM), The Doctors Company continues to lead the medical malpractice insurance industry, creating risk...Read More
Malpractice Carrier can Respond to the Telemedicine Claims even if the Services or Consultations are
At The American Telemedicine Association meeting, here in Los Angeles, two things become very clear.: This technology is here to stay The medical malpractice insurance cost containment offer these organizations is paramount to their...Read More
How much insurance should we purchase for our Colon Hydro Therapy Business?
Colon Hydro therapists should carry limits of liability insurance of at least $ 250,000 per claim (and $ 750,000 per annual aggregate coverage). Of course, many carry the standard $ 1 Million. Carrying limits of $1 Million makes it...Read More
TDC Innovates in Rating per Procedure Urgent Care Policies:
Saving Urgent Care Groups Thousands in Med Mal Premiums. Standard Medical Malpractice policies, ‘known as claims made’ policies over the years have rated insurance policies by creating premium values to each specialty; and,...Read More
Clinical Research Organizations Help to Advance Medicine and Improve/Extend the Quality of Lives.
There are many opinions about the ‘means to the ends’; and, the hallmark of the American Healthcare System is its innovative discover and technology, leading to higher quality of lives for our society in general as well as...Read More
Medical Malpractice Insurance Premium that Matches Your Practice
The Doctors’ Insurance Agency represents some of the largest Medical Malpractice Insurance Carriers in the country.When we receive an application, one of our ten licensed medical malpractice insurance agents and experienced...Read More
We're exhibiting at the 20th Annual Telemedicine Meeting and Trade Show
Visit us at the World's Largest Meeting and Trade Show Focused on Telemedicine, Telehealth & mHealth The Doctors Insurance Agency is exhibiting at ATA 2015 in Los Angeles this May. Join us and over 6,000 leaders in telemedicine for...Read More
A Common Offer To Retired Physician is To Sign a Contract as a Medical Director
Many physicians who retire from the practice of medicine and accordingly accept their free retirement tail realize that they miss contributing; they miss working and using their medical license to positively impact our society. And, a...Read More
Not all Medical Director Contracts are Alike and They Don’t or Shouldn’t all Cost the Same
The problem is: not all agency’s or brokers understand that. It is important to represent exactly what you’re doing on the application. There are three tiers of medical director work: Administrative only Indirect Patient...Read More
Podiatry, Still a Growing Specialty, With Very Competitive Premiums.
The online article below (analyzed and discussed): mentions the difference and the level of success of the non-surgical podiatrist. What is wrong with being a Non-Surgical Podiatrist. 1ink.com We work with so many physicians, M.D...Read More
Include the Center’s Liability in Your Group Medical Malpractice Insurance Policy or …Insure that La
Liability Insurance for a Standalone center Again, that question was asked today: in this instance, this was an Interventional Radiologist, who together with an academic institution, some business people (general contractor, a few...Read More
Vicarious Liability Medical Malpractice, The Challenge with Medical Malpractice Insurance
Today, we worked on three different physician’s policies which required some adjustments. The challenge with medical malpractice insurance is that physicians’ generally (that is, when they have ‘claims made’...Read More
Trends in Medical Malpractice—What You Need to Know Now
For many—but not all—doctors, medical malpractice insurance premiums have decreased or held steady over the past several years. That’s what researchers reported in a recent issue of the Journal of the American Medical...Read More
HOSPITALISTS/PRIMARY CARE PHYSICIANS New alliances and Affordable Medical Malpractice Insurance
Hospitalists’ practices are growing; I’ve written before about the unique methods of rating Hospitalist groups: and, I’m reminded each time I hear the ‘inbox’ ping on my lap top and tablet, as an agent for...Read More
The growth of Nephrology and Dialysis Centers in the U.S.
Dialysis Centers are continuing to expand, and proliferate throughout the country. There are 4,000 outpatient dialysis facilities with 300,000 patients nationwide. With an increasing demand for this medical technology, these numbers...Read More
Cosmetic Nurses should have enough knowledge to purchase their own policy.
MediSpa Growth industry: MediSpas are one of the fastest growing niches within the healthcare industry. This growth is opening up many new job opportunities for Esthetic Nurses; now able to maintain more independence than before, the...Read More
Hospital Medicine initiates in early 1990’s
In 1992 an innovative Internal Medicine Doctor in Fresno contacted The Doctors’ Insurance Agency to ask a simple question: “Just make my policy extend to cover more hours and possibly more doctors” Can you endorse my...Read More
Hospitalists Liability and Risk Management: The important job of understanding the malpractice insur
In an article in A. M. Bests’ magazine, the author says that insurance company representatives, agents and brokers have to perform three important functions: Do the transaction in the markets (which can be a very delicate balance...Read More
What does 'admitted insurer or non admitted insurer mean?'
Lately, with so many medical groups and individual physicians practicing in telemedicine (or aesthetic laser, medispas, urgent care, integrative medical, wellness, chiropractic aesthetic, interstate telemedicine, etc…..) the...Read More
Who Can Perform Liposuction Surgery?
Lipo Suction Professional Liability To say that we provide Lipo Suction Professional Liability Insurance is to say that we (agents for various healthcare liability insurance carriers) understand the physician market and what they need...Read More
Clinical Trials pay for Health Care Providers.
Health Care providers have to find new ways to find revenue, paying close attention to reimbursement rates and contracts, managing patient safety and patient satisfaction. One of the new areas of finding new revenue is to participate...Read More
Do Nurses In The Aesthetic Field Need Their Own Liability Insurance?
It is common to ask: DO I NEED MY OWN INSURANCE OR AM I COVERED BY THE MEDISPA? The answer submitted actually applies to more than just the cosmetic Nurse Aestheticians, In an article submitted online for Medical Aesthetic Training Of...Read More
Reserve Development impacts medical malpractice insurance pricing for medical malpractice insurance
Reserve Development impacts medical malpractice insurance pricing for medical malpractice insurance carriers. Reserves are the amounts held by insurance companies to pay for future claims. Reserving properly from company investments...Read More
Medical Malpractice Insurance Premiums bolstered by reserves
Reserve Development impacts medical malpractice insurance pricing for medical malpractice insurance carriers. Reserves are the amounts held by insurance companies to pay for future claims. Reserving properly from company investments...Read More
Hospitalists are coming; how to rate them for malpractice insurance?
Hospitalists are coming; how to rate them for malpractice insurance: According to Online News: When it comes to caring for hospitalized patients, it takes a true team to collaborate around the clock with physicians and support services...Read More
The Podiatrists Market Research Report states that demand for podiatrists will likely benefit from h
As our society ages, our healthcare industry is adapting to accommodate an aging population and educate the people who will be providing that care. Increasingly, it appears that two areas within the American Board of medical...Read More
Medical Director responsible for more than intended by the office work.
Medical Director/Administrative Medicine The policy that we recommend is an all territory Medical Director Liability Insurance Policy; priced at $ 1,000 per year for $ 1,000,000 of limits. The AMDA (American Medical Directors...Read More
Physician’s Assistant Liability Insurance Shared or Separate Limits?
Whether you’re looking to do aesthetic procedures or clinical practice, employed, supervised or independent contractor, you may have to choose between separate or shared limits. The choice will determine the premium that you pay...Read More
Disability Insurance for Physicians, they need it, and don’t always have enough!
So often our agency, which has insured physicians and mid-level providers for 25 years, comes across the similar scenario, the physicians would like to qualify for more insurance, they are capped by a combination of their underlying...Read More
Telemedicine Medical Malpractice Insurance How is the Premium developed?
The rating of telemedicine medical malpractice insurance is dependent upon a few variables: The Medical Specialty, the Practice Territory, the number of consultations and the type of medical services provided. This is one of the niches...Read More
The Affordable Care Act and the Nurse Practitioner’s Liability
The Affordable Care Act and the Nurse Practitioner’s Liability The two most common questions posed by our Nurse Practitioners are the following: Should I maintain my own separate limit or share a limit with the physician for whom...Read More
Are you covered by the Spa where you work?
Cosmetic Nurses purchasing their own liability insurance: There are two reasons that we experience cosmetic nurses purchasing their own professional liability insurance. The first is that they assumed they were covered by the...Read More
Neurologist's 'Retirement' leads to Telemedicine practice in Neurology.
The change in a Neurologists Practice: Speaking with one of our Neurologists recently, he wanted to know if he should continue his ‘conventional’ medical malpractice insurance policy. This policy protected him in the...Read More
Colon Hydrotherapists will soon begin to merge and join gastroenterology and family practices.
The Doctors Insurance Agency in Northern California works hard to find many allied healthcare providers professional liability solutions. Whether preparing for a colonoscopy or wanting to more thoroughly detoxify as a lifestyle choice...Read More
Pay Now or Pay later for the cost of tail coverage?
Should Tail be included? It is my opinion that medical groups should include ‘tail’ at the time of cancellation when paying for malpractice insurance coverage. It is my experience that most medical groups have claims made...Read More
Insuring unusual Medical Practices
How to insure the unique Physician practice profile When the practice profile is unique, or just doesn’t fit the usual, customary and conventional, Like a medical spa or a family physician who runs an urgent care center, acts as...Read More
There can be a lingering risk of a claim in clinical trials?
One of the growing areas in the healthcare field is the area of Clinical Trials. Clinical trial liability insurance is taken by companies to protect themselves from the risks arising from bodily/physical injury caused to the individual...Read More
Medical Malpractice Claims Trends
Are claims in medical malpractice insurance leveling off? Watching the trends in medical malpractice claims over the last several years has been pretty simple: frequency of medical malpractice claims were reducing, faster than the...Read More
Stand Alone Clinical Trial Liability Insurance Policies
Growth in Clinical Trials = New Liability policies Additional awareness of clinical trial exposures will result in insurance carriers creating new policies, similar to clinic, or urgent care medical malpractice insurance policies or...Read More
Pathology Liability Insurance and The Doctors' Company Risk Management Advice.
Insuring Pathology Laboratories is a very specific task; The liability that rises to (or attaches to the Lab) is very different than the liability that follows the physician.There are occasions where the lab is insured along with the...Read More
Dialysis Center Professional Liability Insurance
Dialysis Centers have malpractice cases and allegations of negligence: Kidney Dialysis Errors - Malpractice According to some statistics …obtained on the American Society of Nephrology, over 20 million adults over the age of 20...Read More
Employment Practices Liability
Employment practices lawsuits can be extremely expensive and damaging to any business. With the healthcare landscape essentially exploding, there will be a growing period of expansion and hiring. And, that usually means more claims in...Read More
Growth in the physician market.
Where can a physician look to make money? Obviously, reimbursements are cut from private payers to government agencies, from managed care organizations to medicare, physicians are being asked to work harder and provide more services...Read More
Non Standard Medical Malpractice Risks are on the rise
There are occasions when a physician’s application may be denied by a standard medical malpractice insurer. This can be for many reasons, : to name just a few of them: Perhaps, you are practicing outside of the scope of your...Read More
MediCare And Private Payer Audits continue
The Doctors Insurance Agency can help you complete your practice protection by adding greatly discounted Direct Cyber and Billing protection for physicians in California. The Doctors Company has a special program for policyholders....Read More
US Medical Students, Residents and Fellows
Just took a call from a 4th year Medical Student in Lebanon. He's enrolled in a 30 day training program at UCSF Medical School but needs Medical Malpractice coverage in order to attend. We have a great resource for inexpensive medical...Read More
Vicarious Liability and Physician Rates
Often when I post information to educate our physician policyholders on our website, I share information from the Crittenden Medical Insurance Newsletter. In an issue from May of this year, the issue of vicarious liability is addressed...Read More
When is a Locum Tenens physician really a permanent part time physician who needs separate coverage?
Locum Tenens Physicians are, as a rule, protected by Medical Malpractice Insurance Policies, no additional premium, few territorial restrictions, no hassle. In fact, The Doctors' Company offers each physician up to 30 free locum tenens...Read More
Increased Exposure due to the Accountable Care Act:
Orthopedic Surgeons, Endocrinologists and Neurologists are among the many specialties which could see increased patient loads and an increase in the exposure and risk. In an Article by Crittenden News, Medical Insurance, some insurers...Read More
Clinical Research Liability
If you are a physician doing clinical research; participating in trials, or signing to run a trial, start a company or research organization; know that The Doctors’ Insurance Agency specializes in this insurance from Maine to the...Read More
The Doctors' Company- poised to manage consolidation of physicians
The Doctors’ Company is one of the most balanced medical malpractice insurance companies in the nation. With risks spread over many states and many specialties The Doctors’ Company has never been better positioned to...Read More
Integrated Health Care Delivery Systems' Challenges
There are more than 850 integrated health care delivery systems in the United States today, and they face many unique challenges and loss exposures. In our experience, it makes sense that one insurer would manage both the hospital and...Read More
Internal Medicine rates:
Expect Internist Rates to lower again. Medical malpractice insurance rates have been decreasing since 2005; and, in spite of an increase in risk, expected frequency of claims increasing connected to a larger demand, hospitals employing...Read More
Urgent Care, Fast, efficient healthcare, Long lasting, affordable medical malpractice insurance.
When shopping for a medical malpractice insurance company to cover your (or your bosses’) urgent care center, it is important to work with an agent and a carrier that can grow with you. Indeed, a company that can fuel your growth...Read More
Medical Malpractice Insurance for Physician Assistants is increasingly affordable, available and com
As our country continues to adjust, analyze and decide what is going to happen with the ‘situation’ of healthcare, one constant statistic comes through the numbers. We need to provide more qualified healthcare providers as...Read More
Larger, multi state Medical Malpractice Insurance Carriers have advantage
The Doctors Company has been working for years to expand into other states so that they could provide this important benefit for physicians in every state. Now, working hard to continue this trend, partnering with specialty societies...Read More
Emergency Doctors In Demand
In the midst of figuring out whether we will implement Healthcare reform, what it will look like, who and how and what amounts of reimbursements will support the services provided by our physicians, One challenge remains, people need...Read More
Another Year of Malpractice Insurance Premium Reductions
From Massachusetts to Northern California, From National Insurers, The Doctors Company to Pro Mutual, Insurers are declaring large dividends again this year. As the market rolls along into its seventh year of favorable loss development...Read More
Medical Directors Coverage, clinics, home health agencies and Medispas
Physicians Insured on Medical Malpractice Insurance Policies, with Standard Carriers should be aware of the importance of protecting their own policy. Lately, we have encountered a number of physicians who have taken extra work serving...Read More
Employment Practices Liability Insurance rates slightly up
If you are on the Board of Directors of your medical group, or medical facility, and you do not have an Employment Practices Liability Insurance Policy, this should get your attention. Wage and Hour claims are on the rise, failure to...Read More
Hospitalists Liability Insurance, The Doctors Company and Patient Safety Initiatives.
The increasing presence of Hospitalists, on staff, in the hospital, training and leading Care Teams places a new, higher risk on the growing sector of healthcare.In an article submitted by Todd Neale, from Med Page Today, he points out...Read More
Hitec Act of 2009; Physician’s Billing Errors and Omissions, What is it and why is it important for
The Doctors’ Company offers $ 25,000 of Administrative Defense ‘Insurance’ with each medical malpractice policy to protect our physicians against the costly The Hitec Act of 2009, extends the same level of...Read More
Employment Practices Liability Insurance
Employment practices liability (EPL) insurance is an increasingly popular type of coverage that protects businesses from the financial consequences associated with employment-related lawsuits. EPL may cover lawsuits involving a...Read More
Anesthesiologists asked to respond to emergency call…
Often, Anesthesia Groups are asked to provide emergency call to the local hospital. The problem is well known, what about the situation where an Anesthesiologist is working on a complicated surgery that requires all of the attention of...Read More
The long life (and low payment) of a Medical Malpractice Lawsuit.
According to John Gever, Editor of MedPage Today, plaintiffs just aren’t winning that many lawsuits against physicians. It is widely reported amongst the main medical malpractice insurance companies in the country that most...Read More
Hospitals may limit their policies, to cover just the Hospital. Physicians’ better choice: Keep your
Malpractice Insurance Carriers, Companies will change some of the language in their insurance contracts governing claims against Hospitals. These bundle of claims (bundling nurses, surgery centers, the hospital itself, the physicians,...Read More
Employment Practices Liability Claims are on the rise.
In an article posted in their online Newsletter recently, Anreini and Company (an employee benefits and risk management firm) wrote that almost 75 % of all legal issues against companies, whether it is a manufacturing, importing,...Read More
The Cost of Tail (The Doctors Company)
What if you are asked to sign a new contract with a new medical entity after all of these years of practicing solo; or, of practicing with a familiar group of physicians. There are so many business issues to consider (we use some...Read More
Discounted, Digital Online Urgent Care Liability Insurance Program designed to ease administrative s
The Doctors’ Insurance Agency can insure Urgent Care Facilities that are staffed by physicians, medical assistants, mid level providers and an integrated team of Allied Health Providers by working with our experienced...Read More
Hospitals are looking for cost savings
In this environment of integrated delivery systems, it is widely reported that hospitals will start to look for risk management and diversification methods of spreading the risk among different malpractice, professional liability...Read More
Medical malpractice Insurance-with or independent of The Hospital
Hospitals are aligning in many different ways with physicians, surgicenters, labs and imaging centers. Alternative healthcare providers, integrated delivery systems, independent physicians and hospital employed physicians can use their...Read More
Health care Providers can Insure their income.
We insure so many healthcare providers, we have been remiss lately in not underscoring the importance of taking the proper time and allocation of resources to insure our ability to work. The income derived from the services provided is...Read More
What is protected by Employment Practices Liability Insurance?
One of the benefits of obtaining your (discounted) medical malpractice insurance through The Doctors’ Insurance Agency/The Doctors’ Company is: you receive important business and ‘boss’ liability insurance for...Read More
Stand Alone Tail Policy can help you land a new position!
With the rise of hospital employment offers in the country, The Doctors’ Insurance Agency is happy to assist physicians with the important purchase of a ‘stand alone’ tail insurance policy. Tail Insurance Covers you...Read More
Do Medispas need Liability Insurance?
The Doctors’ Insurance Agency insures Medispas for medical malpractice in California and in other states. We work hard to protect our individual physicians from liability claims that do not involve their medical practices....Read More
Long Term Care Insurance; 10 Million Baby Boomers in ‘double jeopardy’
There are many ‘baby boomers’ that are in the same boat. That is , they are taking care of their parents and their children. According to Metropolitan Life Insurance, At a time when many should be enjoying the last years of...Read More
Business and Management Liability Insurance Medical Group Providers:
CM&F Insurance Brokers, describe Directors and Officers Liability Insurance as a policy designed to provide financial protection for the directors, officers, and the corporate entity which they serve in the event that lawsuits alleging...Read More
Trends in Medicine and how they effect medical malpractice insurance premiums
The Doctors Insurance Agency continues to work hard to find all specialties the lowest premium possible with The Doctors Company. The trend shows that rates are increasing in many states, even if not yet California. There are many who...Read More
Protect your records and insure your medical practice against the liability of a Data Breach.
The Doctors Insurance Agency specializes in working with physicians to reduce the premium and increase the insurance protection for all practitioners practicing in the country. One of the important areas of insurance that is overlooked...Read More
Doctor shortage in California will blunt health reform's effect
In an article pulled from the San Jose Mercury News (.com), Steve Jacob warns that the new health reform law, which is planning to create more insured Americans, will not mean much to patients without providers to care for them. Nurse...Read More
Internet Medical Liability Insurance
There are more and more physicians lately working to bring their services to other physicians, patients, facility directors and others beyond the conventional ‘trading areas’. And, the challenge is that the malpractice...Read More
The Insurance Demands for Medical Spas continues to increase…
So, we thought we’d share some of what Michael Cohen, Esq. shares about Med Spa Laws for doctors and patients. Plastic Surgeons, Dermatologists, Otolaryngologists have for some time now added boutique, affordable and life...Read More
Hospitalists rating high on patient satisfaction
Patient satisfaction equal for physician, hospital care The Doctors’ Insurance Agency, working with the number one physician owned medical malpractice insurance carrier and working with a team of innovative underwriters have...Read More
Patient Safety at The Doctors’ Company studies Texting in the medical profession
As a direct medical malpractice insurance representative to the nation’s largest physician owned medical malpractice insurance carrier, one of the many benefits is their wealth of resources. Last night I experienced an example of...Read More
Electronic Medical Record Risks
As a representative of The Doctors’ Company, the nations largest physician owned medical malpractice insurance Carrier, we have access to an abundance of information which may help physicians navigate the new risks and...Read More
Can you insure Telemedicine?
Statements on Telemedicine: We have many physicians, formally, or informally engaging in the practice of telemedicine to some degree. Pediatricians may ask a worried parent to send a cell phone picture of a puncture wound to a...Read More
Does Tort Reform Assist Physicians, reduce liabilities and control premiums?
This is a persistent question, debated widely even amongst physicians who you might assume all to be unilaterally in favor of tort reforms. Recently Med Scape Online News published this analysis. The Doctors’ Company works hard...Read More
Employing Physicians can be a financial success
The Doctors’ Insurance Agency proudly represents The Doctors’ Company for Medical Malpractice Insurance in California and in other States. Over the years, our physician insurance agency has focused on other...Read More
The Doctors’ Insurance Agency Insures Medical Spas…
Medical Spas generally cost $ 5,000 - $ 7,500 annual premium for 1 Million limit of liability. And, as low risk as most physicians perceive these centers to be; well, they are not always. Burns from Lasers, nerve damage due to needle...Read More
Management Liability Insurance
The smart specialty insurance company Carolina Casualty provides these important explanations about how to insure the managers of your medical group: Management Liability for Medical Facilities When you ask physicians in your...Read More
Medical Director’s Insurance
If you are asked to serve in the Directors Chair (as it were), before the production begins, call us ..or call me Brad O'Brien directly 415-218-2761. Working with Lloyd’s of London and The Doctors’ Company, The Doctors...Read More
The Doctors’ Insurance Agency Focuses on New Health Care Facility Insurance Programs
Already established in offering programs for Medspas and Weight Management Clinics, The Doctors’ Insurance Agency, through our partnership with a National Lloyd’s of London Program Manager, is working hard to continue...Read More
Ophthalmologists and Optometrists can find competitive Solutions with The Doctors Insurance Agency
The Doctors Insurance Agency has specialized in liability solutions for 23 years. We work hard to find the lowest premium in all of the business and professional liability insurance. From Med Mal to Boss, Billing, Breach and Business...Read More
Get Serious about insuring your MediSpa or Foot Spa or Both..
Physicians and Physician Assistants and Nurse Practitioners or Podiatrists... who are involved with MedSpas or Foot Clinics... or are thinking of getting involved, it is important to purchase insurance. (one might think that is the...Read More
Employment Practices Liability How WE Can Help you.
According to A national Insurance Carrier, working with specialty underwriters from Lloyd's of London, (E Risk Services) and, studying some Employment Practices Liability EPL Filed Complaints and Charge Receipt Statistics (EEOC Data)...Read More
Podiatrists' business is predicted to Increase, Careful selection of a carrier which understands you
To be a podiatrist is the one of the best rewarding professions to consider in the 21st century. Why? Podiatry will be valuable, indispensable, and vital because of the aging baby boomer population (a huge huge elderly population!)....Read More
Discounted Employee Insurance for Physicians
Having just worked with an Orthopedic Surgeon who is not able to leave his current 'Insurer' (in quotes because this 'insurer' is not that...This is a Trust....and when there is an unresolved and known Incident while you are held in...Read More
Medical Foundations and Accountable Care Organizations need the
The Doctors Insurance Agency and Rubicon Insurance specialize in providing Business, Billing, Breach and Boss Insurance. These products go by the more conventional names of Directors and Officers Liability, Medicare Audit Liability,...Read More
Booming Medical Spa Market: which means, it is important to go to one that is properly insured and p
Medical Spas and Medical Malpractice Perhaps you're thinking about visiting a medical spa for help with those frown lines, age spots or facial hair. Use caution when selecting a facility. Although modern medical techniques can produce...Read More
OB Gyn’s High Cost of Malpractice Insurance Premium – Ideas to reduce the cost.
OBGyn’s still pay amongst the highest premiums of any specialty. The conventional wisdom for years has been that their frequency of medical malpractice insurance claims reporting was significantly higher than other specialties,...Read More
Family General Practice trends and changes in the new Health Care Reform era...
Family General Practitioners are going to be in high demand; The American Academy of Family Practitioners has weighed in on the subject: In addition to Employer, retailer, large Manufacturer an Other employer worksite Clinics, the...Read More
Financial Strength, Reserves Discipline, Premium, Patient Safety and Tort Reform
Recently, I was honored to be asked to join a panel to discuss important, ‘real world’ issues that will be more ‘real’ in a matter of months to Third and Fourth Year Residents in Psychiatry at the UCSF Facility...Read More
HiTech ACT - January 2009
In February of 2009, President Obama signed into law the Health Information Technology for Economic and Clinical Health Act. With this the application of the Health Insurance Portability and Accountability Act was extended to health...Read More
Look for creative methods of insuring Physician Assistants, Nurse Practitioners, Certified Nurse Mid
With so many changes underway in healthcare, and potentially millions more included in the patient population, the shortage of providers will have to be carried by Allied Healthcare Providers. Many analysts predict that the only...Read More
Life Insurance, Still Important, rates are low and, at times..so is the demand!
Life Insurance is still the best, most affordable method of protecting your family. Term rates are more affordable then ever, insurance companies have innovative plans which lock in rates for many years, and the financial strength of...Read More
Communication between physicians: Successful Planning and Patient Care.
The Doctors Insurance Agency is ...well sort of a single tasking agency, which is to say we just focus on Healthcare liability risk management, risk transfer and personally and professionally protecting the physicians bringing their...Read More
Tort Reform, Claims Frequency
The Medical Liability Market still is soft, by most calculations and, there are factors popping up that will likely contribute to a rise in frequency in the coming months. In an effort to position for growth when rates increase...Read More
Prescribing the right thing for Electronic Data and Administrative Billing,Disciplinary Issues.
Since the Centers for Medicare Services started the audits as an experiment in 2005, they are now permanently part of the healthcare reform landscape. The audit recovery process started as a demonstration project in Florida, California...Read More
Risk Management results in reduced malpractice premium.
The Doctors Insurance Agency can help you find the right patient safety, Risk Management Course. The Doctors' Company is the nation's largest provider of Medical Malpractice Insurance for physicians and facilities. And, Risk Management...Read More
It is time to protect yourself against stolen patient records.
Data loss in the healthcare industry has become so prevalent that you can find a reported breach everyday in the news. RED flag rules require notification, protocol and action to contain the damage. There are 46 State Laws on the books...Read More
Does your medical entity have proper insurance?
Our medical malpractice insurance agency, The Doctors Insurance agency has been representing for 24 years. THIS YEAR MEDICAL MALPRACTICE insurance claims naming the medical entity, surgery center or Imaging center are on the rise. Even...Read More
What are we doing ‘selling’ insurance at a time when so many of us can obtain it online.
We are advocating, learning, listening and speaking for you, our clients. Every day, our agents are working with physicians to properly define and represent their practice to underwriting. This is to make sure that not only is the...Read More
Imaging Centers, Surgery Centers, MedSpas and Endoscopy Labs
Imaging Centers, Surgery Centers, Medical Spas and Endoscopy Labs, all share the same thing in common: there are many ways to insure them. You should have a separate limit, protecting the entity on its own. The limits of the physicians...Read More
EMR and Social Media Medical Malpractice Liability Considerations:
Electronic Medical Records are eventually going to become incorporated into every medical practice. With this implementation of a practice’s electronic health record systems come additional risks. The Doctors’ Insurance...Read More
What does the cost of Thunderstorms in the MidWest have to do with my Medical Malpractice Insurance
The Sever Thunderstorms that struck the United States from May 20 – May 27th will result in insured losses to residential, commercial and industrial properties and their contents, and to automobiles of between 4 Billion and 7...Read More
Embezzlement by employees has become more rampant than ever before. Whether you are a physician or a
Judy Capko, a healthcare consultant for over 20 years, explains Best Practices: 12 Steps to Avoid Embezzlement in Your Medical Practice We list the best practices suggestions as we have seen an increase in embezzlement in our insured...Read More
Employing Physicians and Job Satisfaction among the ranks...
There has been an understandable and easily identifiable shift in practices from 2002 to 2009; Physicians are signing on as employees, they are selling practices or they are just not ever considering going into private practice at all....Read More
Ob/Gyn's should discuss their practice profile
As the industry moves into another year of flat and reducing rates for medical malpractice insurance, our agency focuses on continuing to advocate for the broadest, malpractice insurance coverage possible. Industry analysts predict...Read More
According to Victoria Stagg Elliott, American Medical News: Practices develop new payment system for
Some offices, in an attempt to make office based charges more affordable and more transparent, are developing concierge style billing and services. Patients pay a monthly, quarterly or annual fee and in return receive basic primary...Read More
We will continue to bring you low cost direct coverage with the most comprehensive terms.
No mergers with large international agencies, brokerages or risk management consultants at The Doctors’ Insurance Agency. We are still the same familiar faces, with the same length of time and duty in this particular niche of the...Read More
Wage & Hour Coverage - Does your Employment Practices Liability Have It?
Wage & Hour coverage should be a part of your Employment Practices Liability Policy! Wage & Hour Claims arise from employees’ or former employees’ allegations of violations of laws (Federal and/or State) of how they were or...Read More
Vicarious liability is a legal doctrine in which a party is held legally responsible for the negligence of another because of its relationship to the wrongdoer. Courts have generally used the employer-employee or the agency principle...Read More
One of our consulting partners, Compliance Helper ™ has created a ‘disruptive innovation’ using a cloud computing model and a personal assistant to help your medical practice get compliant and remain compliant and...Read More
Improper payments may be over or under payments received by Medicare
Under payments occur when the medical record i ndicates that something more complicated was perforrmed. The RAC Audit can reveal both problems. The RACs have been retained to uncover inappropriate paymentws made on claims of healthcare...Read More
Malpractice, Professional Liability Newsletter
In Crittenden (Malpractice, Professional Liability Newsletter out of Novato California (our neighbor providing us with information on trends and developments in this market), we learn that Insurers are expecting to provide professional...Read More