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Friday, May 19, 2023

The Medical Professional Liability Insurance policy for the urgent care center should be structured in a unique way (unique as in different. From individual medical malpractice insurance policies. The Urgent Care Center policy should name

Wednesday, April 5, 2023

Patient safety is a discipline that emphasizes safety in health care through the prevention, reduction, reporting, and analysis of error and other types of unnecessary harm that often lead to adverse patient events. 

Friday, March 17, 2023

Directors & Officers (D&O) Liability insurance is designed to protect the people who serve as directors or officers of a company from personal losses if they are sued by the organization's employees, vendors, customers, or other parties.

Friday, March 3, 2023

The global intravenous solutions market size was valued at USD 11.1 billion in 2021 and is expected to grow at a compound annual rate (CAGR) of 8.0% over the forecast period.

Friday, February 17, 2023

Hospitalists:A hospitalist is a physician who cares for inpatients, meaning they only work inside a hospital.These doctors have often completed residency training in general internal medicine, pediatrics, neurology, obstetrics and...

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Tuesday, February 7, 2023

 The Doctors Insurance Agency is a national Healthcare Liability Insurance Broker for Organizations and Providers. We insure hundreds of MDs for individual Medical Professional Liability Insurance.

Friday, January 20, 2023

Telemedicine has made it easier for physicians and other chronic care professionals to provide the necessary interventions and solutions to manage patients. According to the Health Sciences Institute: Lifestyle choices and chronic...

Thursday, January 12, 2023

Medical Facilities Liability Insurance  Drug and physical therapy is a growing industry.  The global outpatient rehabilitation centers market size was valued at $79.8 billion in 2021 and is projected to experience an annual growth rate of

Tuesday, November 22, 2022

Injectables for off-label use: One of the many questions we receive as Aesthetic Professional Liability Insurance (APLI) brokers is : Am I covered for this off label use of this service? A follow up to this question: ..okay, so I’m cove

Friday, November 18, 2022

The Doctors Insurance Agency works with adult day care and assisted living facilities—residential and outpatient—facility Professional and General Liability Insurance for Mental Health and Assisted Living organizations...

Monday, November 7, 2022

The Doctors Insurance Agency insures Advanced Practice Providers for Medical Malpractice Insurance.  We insure independent practices: Aesthetic, Functional, Clinical, Telemedicine and Clinical Research. 

Friday, September 23, 2022

Medical Malpractice and Errors and Omissions Insurance  M.D.s, MA.s, RNs home healthcare providers, RPT's, Occupational Therapists, etc. all need professional liability insurance. Our years of experience representing medical malpractice i

Friday, August 26, 2022

According to an online magazine, Definitive Healthcare—a healthcare industry research, consulting, and database company—has created a detailed analysis of more than 11,000 ambulatory surgery centers across the U.S., as well as comprehensive

Saturday, July 30, 2022

As telemedicine continues to grow,  it seems we (The Doctors Insurance Agency) are working more and more in this space.  The last ten years of medicine has seen investment in consolidating medical groups building infrastructure

Friday, June 24, 2022

Indirect LiabilityIndirect liability exists when an entity is named secondary to a provider in a bodily injury medical malpractice claim.This is referred to as vicarious liability in the Medical Malpractice Professional Liability...

Friday, June 3, 2022

As the world becomes increasingly dependent on health care technology, investment in companies that develop, design, distribute and support health tech has grown. Ideas and innovations bringing health care to patients in need are...

Friday, May 13, 2022

According to an article written about chronic care management by Daniel Tashnek for the PrevOUNCE blog, “Chronic care management (CCM) made its debut in 2015 when it was rolled out by the Centers for Medicare and Medicaid Services (CMS)

Friday, April 22, 2022

Medical groups, medical spas, surgery centers, and diagnostic labs need business liability insurance. People want answers to many questions about liability insurance and often say, “I need to know how to properly insure my startup

Friday, March 18, 2022

Urgent Care Center Malpractice Insurance The growth of the urgent care industry and the introduction and  use of telemedicine to make urgent care even more accessible is changing healthcare for the better.

Tuesday, March 8, 2022

Tuesday, March 8, 2022

Telemedicine is best used to provide important and difficult-to-access specialty care. It can take weeks for an appointment with the gastroenterologist, endocrinologist, allergist, or dermatologist, but having access to affordable, reliable

Friday, February 25, 2022

An obstetric hospitalist is an obstetrician/gynecologist physician (OB/GYN) who is employed by either a hospital or a physician practice and whose duties include providing care for laboring patients and managing obstetric emergencies.

Wednesday, January 19, 2022

The nation’s largest doctor owned Medical Malpractice Insurance Company has this statement on the first page of their website:  “We handle all the details so your organization can focus on what it does best—delivering superior care.” 

Tuesday, January 4, 2022

Liability Insurance for Medical Testing Labs More and more Medical Testing Labs are being asked to participate to resolve this global crisis. Those labs require Medical Professional and General Liability Insurance.

Friday, November 5, 2021

As private equity funds fuel increasing consolidations in health care, the need to provide simple but comprehensive malpractice insurance solutions becomes more and more necessary. The key is to find a single malpractice policy that...

Friday, September 24, 2021

The Doctors Insurance Agency has been working in the Medical Professional Physician and Facility Liability insurance market for 30 years. Naturally during this time we have seen many things change. The observation that the insurance...

Monday, July 19, 2021

Directors and Officers insurance is also known as business and management insurance, and it's a vital part of any Telemedicine Organization. As new interstate Telemedicine organizations take on investors with ownership—they need...

Friday, July 9, 2021

This Medical Spa Professional Liability Insurance is affordable and simple to underwrite. A little planning and thought has to go into the submission to specialty carriers in order to ensure that all professionals and each service and...

Thursday, July 1, 2021

There are several different kinds of medical testing laboratories: Research Laboratories, Pathological Laboratories, Hematology Laboratories, Clinical Microbiology Laboratories, Urine Toxicology, Genetic Laboratories, Clinical...

Friday, June 25, 2021

The Doctors Insurance Agency has over 35 years of experience in helping physicians, estheticians, and other practitioners by traversing them through the vast field of Medical Malpractice Insurance Companies that are competing for your...

Wednesday, June 23, 2021

Data theft, also known as Cyber-attack, can absolutely impact your clinic in many incapacitating ways. Recent times have presented an uptick on attacks on the healthcare industry, and it is imperative to be aware of how this can affect...

Friday, June 18, 2021

The world around us has changed and our daily routines, worklife, and hobbies have been altered dramatically. From social distancing to working remotely, and the constant use of PPE, we’ve all had to embrace new practices. One...

Thursday, June 17, 2021

Telehealth Urgent Care is a live, online video visit with a doctor, nurse practitioner or physician assistant (or many other health care professionals) for non-life-threatening conditions such as a fever, flu, cold, sore throat and...

Friday, June 11, 2021

The Doctors Insurance Agency is a national healthcare liability brokerage. We are immersed in the interstate Medical Professional Liability Insurance markets. Accordingly, we spend much of our time reading about issues in these markets...

Monday, June 7, 2021

Liability Insurance for BIOIDENTICAL HORMONE REPLACEMENT THERAPY Balance Your Hormones Many adults, both men and women, begin to experience a decline in hormones as early as their late 20s and early 30s, and their hormones will...

Saturday, May 22, 2021

Clinical Research Investigator Liability Insurance Insurance agents and brokers of Medical Malpractice Insurance policies are often asked if we can ensure the doctor for their work as investigators in clinical trials. A growing area in...

Friday, May 14, 2021

Lab Director Liability Insurance The Professional liability Industry has a product to insure lab directors. The Doctors Insurance Agency has over 30 years experience and has worked to develop relationships with specialized carriers...

Thursday, May 13, 2021

Orthopedic Surgery is the most common specialty in which physicians are asked to serve as consultants or full time team doctors for professional sports teams or sports federations. The Doctors Insurance Agency insures dozens of...

Friday, April 9, 2021

Please join our webinar about Telemedicine Malpractice Insurance covering yourself, the organization, investors, directors and executives and learn about strategies integral to helping you launch your business. Important things from...

Wednesday, March 17, 2021

Whether you're insuring your own solo aesthetic business, whether it's a mobile IV hydration center or a medispa, it's important to consider how the insurance policy you purchase today will grow with you to accommodate new services,...

Thursday, February 25, 2021

Telemedicine Malpractice Insurance has to be designed to defend against traditional claims – alleging a misdiagnosis or an omission in care. These claims cover the physicians and other health care professionals for medical...

Thursday, February 18, 2021

Medical facilities looking for Medical Professional Liability Insurance should be sure to choose a policy with a broad definition of insured! The Doctors Insurance Agency is a national health care professional liability brokerage...

Thursday, February 4, 2021

Telemedicine Medical Professional Liability Insurance The Doctors" Insurance Agency In partnership with The Doctors Company and Medical Advantage HealthCare Consulting is pleased to offer the following to all start up and developing...

Tuesday, January 26, 2021

Hospital Medicine is a medical specialty that exists in some countries as a branch of internal or family medicine. It's focused on dealing with the care of acutely ill hospitalized patients. Physicians whose primary professional focus...

Wednesday, January 13, 2021

One of the most common approaches to providing professional liability insurance that we see is for each individual practitioner to carry their own policy. Nurse practitioners, estheticians, massage therapists, nutritionists, registered...

Thursday, December 3, 2020

The first Botox injection and other types of filler injections started years ago as a menu item offered by some dermatology and plastic surgery offices. Soon after experiencing phenomenal results and responses from these treatments,...

Tuesday, December 1, 2020

Months before anyone had heard of COVID-19, the Phnom Penh lab had begun using a new system, introduced by researchers from the San Francisco-based Chan Zuckerberg Biohub, to answer questions about the genetic makeup of pathogens. This...

Wednesday, October 28, 2020

If you have started your own part-time, mobile service for skin care and injectables, and now you're growing—providing more medical aesthetic services, continuing your journey in training and certifications, achieving more...

Monday, October 26, 2020

Urgent Care Centers, Hospitalist Groups, centers for integrative wellness and growing functional medicine groups all share a common challenge of needing to find an affordable Medical Malpractice Insurance Policy. These policies need to...

Monday, October 12, 2020

More and more, The Doctors Insurance Agency of Northern California; specialists in Medical malpractice insurance for over 20 years, is seeing the need to reinvent the old conventions of medical malpractice insurance. The model of how...

Wednesday, September 30, 2020

The Doctors Insurance Agency specializes in providing medical malpractice insurance for physicians groups and facilities. Internal medicine and its subspecialties have historically had some of the most competitive premiums in the...

Friday, August 21, 2020

Independent Medical Evaluation Liability Insurance Many physicians ask if their Medical Malpractice Insurance Policy will cover them for independent medical evaluations. As in most situations involving coverage issues the answer is it...

Thursday, August 13, 2020

Medical Professional Liability Insurance for Nurse Estheticians With training consisting of hours of supervision and specialized techniques, nurse estheticians are licensed to remove wrinkles, hair and varicose veins, enhance lip size,...

Thursday, July 16, 2020

When Hospitalist Medicine was first introduced around the early nineties, medical malpractice companies were unsure of how to underwrite, rate and manage the risk. Over time, by taking chances and using internal medicine rating...

Tuesday, June 23, 2020

The Doctors Insurance Agency provides Telemedicine Malpractice Insurance. Before telemedicine really took off in the light of national and statewide shelter-in-place orders, it was already growing exponentially. In a recent study that...

Friday, June 19, 2020

Some Medical Malpractice Insurance policies only activate, or “trigger,” when the insured clinical provider (M.D., N.P., P.A., or any other professional healthcare provider) is engaged in providing Direct Patient Care,...

Friday, May 15, 2020

The Doctors' Insurance Agency provides telemedicine medical professional liability insurance for physicians in all specialties. Whether you're developing a concierge practice or working to help patients with prescription addictions,...

Wednesday, April 8, 2020

The Doctors Insurance Agency started in 1988 by providing exclusive Medical Malpractice Insurance for solo, small and large groups of physicians. Through working hard to develop discounted premium programs with hospitals and medical...

Tuesday, March 31, 2020

Paul Finch, MBA Strategic Financial Advisor at Benchmark Solutions, Inc. Corporate Finance + Management Accounting Professional Advises some of our healthcare providers and facilities; He is available and expert in fast tracking and...

Monday, March 23, 2020

Like all of you, The Doctors Insurance Agency is reacting to this unprecedented time; Whether you’ve closed voluntarily or by order of your city or specialty board or whether you’re taking on more work and patients out of...

Thursday, March 5, 2020

The Doctors Insurance Agency provides Medical Malpractice Insurance solutions for physicians, mid-level providers, allied personnel, facilities and health care organizations. In our 30 plus years of providing these medical professional...

Tuesday, February 25, 2020

The Doctors Insurance Agency provides Medical Malpractice Insurance for Orthopedic Surgeons and Surgery Groups. Orthopedic Surgeons Groups specialize in surgery of the shoulder, knee, hip, ankle, hand, wrist, and spine. Many also...

Friday, February 14, 2020

Constant, significant changes in our healthcare delivery system are always creating new opportunities in administrative medicine. Mergers, acquisitions and private equity are funding health technology and new start-up telehealth...

Thursday, January 30, 2020

Liability Insurance for Medical Laboratories Insuring a medical lab is more affordable than you might think, and importantly, the policy can be written to include a general endorsement, insuring the lab director whether they are a PhD...

Monday, December 30, 2019

Health care continues to evolve from the traditional/clinical to holistic, integrative. Healthcare philosophies, culture and protocol are driving process and determining outcomes. Structure of organizations are changing; Mergers and...

Friday, November 22, 2019

Physicians and practice administrators need to prepare for the upcoming increase in Medical Malpractice Insurance premiums - if not immediately, certainly by the next renewal period. The market cycles in the malpractice insurance...

Friday, November 8, 2019

Medical economics has forced changes in the level of expertise that requires policies to protect more than just the professional reputation of the doctor. All medical malpractice policies start with protecting the medical provider. The...

Tuesday, October 29, 2019

Due to the wildfires we have been without power for 3 days, please bear with us as transition to our off-site server. Our Site is up and we are working on all service requests!

Monday, October 14, 2019

A medical spa office starts in a similar way to a hair salon: a talented nurse, doctor or esthetician rents a chair or leases a small space, and begins to create their vision for enhancements using FDA-approved and common off-label...

Thursday, September 19, 2019

Organizations involved in the provision of telemedicine will normally need at least two insurance policies, (Tech and Cyber as well as Medical Professional Liability) and often more (General, Products Completed) to cover its varied...

Friday, September 6, 2019

Outpatient Centers Medical Marijuana liability Insurance From an underwriting standpoint, surgery centers, wellness centers, outpatient facilities, urgent care centers, and aesthetic regenerative spas (also known as medi-spas) all fall...

Thursday, August 8, 2019

Hospitalists who are contemplating their Medical Malpractice Insurance should consider The Doctors Company (TDC). They have been endorsed by the Society of Hospital Medicine, which brings in partnership with The Doctors Company's...

Monday, August 5, 2019

In an article written for the medical economics blog, “Do you need malpractice tail coverage?” Erik Leander addresses the most commonly asked questions about the intricacies of carrying this type of coverage. “Tail...

Wednesday, July 17, 2019

The Doctors Insurance Agency works with over 5,000 physicians in 500 facilities in 33 states, providing healthcare professional liability insurance. It is important to consider the differences between claims-made and occurrence...

Thursday, July 11, 2019

In the world of self-driving cars, smart houses, and the Internet of Things, it is not surprising that in my weekly reading of National Insurance trade journals (great bedtime reading!) I see news about predictive modeling algorithms...

Monday, June 17, 2019

Nephrology Medical Professional Liability Policies If you are working in a nephrology group, there are a few important issues you should consider to reduce your overall cost of managing Medical Professional Liability Insurance. The...

Friday, May 3, 2019

Telemedicine is defined as the remote delivery of healthcare services, whether they are medical consultations using videoconferencing, mobile apps, store and forward technology offering health assessments or lifestyle counseling....

Monday, April 22, 2019

A survey last year found that a quarter of adults in the United States don’t have a regular doctor. Some are wondering if they need one at all. Telemedicine can provide much of what conventional visits to clinics provide without...

Monday, April 8, 2019

Orthopedic surgeons across the country who are engaged in conventional clinical surgical practice pay some of the highest malpractice premiums in the country. We are often asked what we, as national brokers and agents for some of the...

Thursday, April 4, 2019

Whether you are trying to insure a small facility like an independent imaging center or a Medi-Spa, you are an innovative physician working for an institution and you are driven to do something different creative and scientific, so...

Tuesday, March 12, 2019

Data Breach Liability, Network Security The Doctors Insurance Agency works with over 4,000 healthcare facilities, physicians and allied providers. As technical sophistication increases, the safety of the systems controlling personal...

Friday, February 22, 2019

Orthopedic Surgeons are selling their practices to join hospital or larger multispecialty group models: Many physicians surveyed practicing in Orthopedic Surgery believe that you're going to see more doctors joining hospital model...

Wednesday, February 20, 2019

Aesthetic, Med Director, Consulting - Niche liability is one of the problems for dermatologists, plastic surgeons, and family practitioners when considering insurance needs. Understandably, there are many restrictions on clinical...

Thursday, January 17, 2019

Employment Practices Liability Insurance is coverage for employers to defend against claims made by employees alleging discrimination, wrongful termination, harassment and other employment-related issues. The Doctors Insurance Agency...

Thursday, January 3, 2019

Historically "Tail Coverage" is an extended reporting period endorsement, offered by a physician's current malpractice insurance carrier, which allows an insured physician the option to extend coverage after the cancellation or...

Wednesday, December 19, 2018

As mergers and consolidations in healthcare continue, we at the Doctors Insurance Agency are finding that our physicians, who are educated, credentialed, experienced, and often fiercely intellectually independent, are looking for gigs....

Friday, December 14, 2018

In a recent article from a national respected insurance broker, I read about the demise of specific and lightly-financed Insurance Solutions for Medical Professional Liability, referred to as risk retention groups. Full disclosure: we...

Tuesday, December 11, 2018

There is a common feeling about Hospitalist Medical Groups that they do not form sufficient physician-patient relationships and that as placeholders in the sensitive chain of providing delicate and artful healthcare this would be a way...

Friday, December 7, 2018

Regardless of whether you are an independent aesthetician, a contracted mid level provider, a telemedicine consultant physician or are managing a healthcare facility, the costs of maintaining (and leaving) your Medical Professional...

Tuesday, November 20, 2018

How do you provide proper insurance: the right type of clinical research liability insurance for your clinical research organization? Doesn’t the Pharmaceutical or Manufacturer provide indemnification clauses that cover the...

Monday, November 19, 2018

When physicians are requested to provide protected (or seemingly protected) health information to Pharmacies, Hospitals, or other Health care organizations...Which, naturally runs counter to your trained method of protecting that...

Friday, November 16, 2018

A common question that we are asked at The Doctors Insurance Agency – (an agency for The Doctors Company) and a national broker for medical professional liability insurance is in regards to whether a physician needs to purchase a...

Wednesday, November 7, 2018

Physician Owned Medical Malpractice, Medical Professional liability Insurance looks at where we are are today: trends, challenges: The Physicians Insurance Association meets annually with each of its specialty Medical Professional...

Tuesday, October 23, 2018

If you are joining the many physicians and other healthcare professionals who are starting your own lifestyle medicine center and you need to provide liability insurance for other MD's or allied providers, The Doctors' Insurance Agency...

Friday, October 19, 2018

In addition to providing Medical Malpractice Professional Liability Insurance, The Doctors’ Insurance Agency works with physicians and surgeons nationally to protect their medical licenses. The Doctors’ Company was one of...

Monday, October 15, 2018

Is there one Medical Malpractice Professional Liability Insurance policy that covers a physician practicing some conventional, primary care medicine (taking histories, physicals and even prescribing appropriate "Pharma" remedies,...

Friday, October 12, 2018

How do you provide proper insurance: the right type of clinical research liability insurance for your clinical research organization? Doesn’t the Pharmaceutical or Manufacturer provide indemnification clauses that cover the...

Wednesday, October 10, 2018

The Doctors’ Insurance Agency has been working with our partners at Program Professional Insurance and World Wide Facilities to develop, promote and underwrite policies that cover individual RN’s doing Aesthetic services,...

Monday, October 8, 2018

Developing premium based upon individual clinical practice of medicine (direct patient care within the specialty) The Doctors’ Insurance Agency over 25 years has managed the Medical Malpractice Insurance Policies for thousands of...

Friday, October 5, 2018

Medical Malpractice Tail Premium and Coverage The Doctors’ Insurance Agency provides Medical Professional Liability Insurance for physicians and facilities. In the past thirty years (we were founded in 1988) we have probably...

Thursday, September 27, 2018

Medical Clinics can purchase Medical Malpractice Policies that can provide (or offset) the cost of tail. Often clinics (Urgent Care Centers, Internal Medicine/Primary Care Groups) and medical groups specializing in pain management...

Thursday, September 20, 2018

Cosmetic Nurse, Registered Nurse starting Aesthetic Services need smart affordable professional liability policies. If you're an RN about to start your own business or begin slowly and work as an independent contractor performing...

Monday, September 17, 2018

There are many reasons to change Medical Professional Liability insurers. The most common reason is due to an increase in premium. The medical malpractice insurance market has been quite stable since 2006 with carriers holding their...

Tuesday, August 28, 2018

Where do you start to apply for and obtain Medical Malpractice Insurance if you are going to practice telemedicine. Start by listing the Telemedicine Organization address and describe your niche, describe the medical service that your...

Tuesday, June 26, 2018

More and more nurse practitioners are opening practices catering to cosmetic procedures. Dependent on the state, nurse practitioners can start their entrepreneurial business independently, without requirements for supervision by a...

Thursday, June 21, 2018

In our 25 years of experience working with professionals, I think the best answer to this question is personal responsibility of mind there is nothing more unsettling than persistent sometimes automated aggressive legal counsel making...

Friday, June 1, 2018

This is one of the most commonly asked questions of by our Telemedicine Specialists. Understandably so…because….One of the most important costs to contain as you develop and implement your telemedicine organization is the...

Tuesday, May 29, 2018

Medical Malpractice Insurance for Standard Clinicians and Surgeons The Doctors Insurance Agency provides standard Medical Malpractice Insurance Policies for physicians with relatively clean claims history practicing in accordance with...

Friday, May 25, 2018

Visiting Residents/Intern/ Fellow (Hands On) Medical Malpractice Insurance. You may not have started your career in healthcare yet, but that doesn’t mean you’re not at risk of being named in a malpractice suit –...

Wednesday, May 23, 2018

Teledentistry (Invisalign) Professional Liability Insurance The Doctor’s Insurance Agency provides Medical Malpractice Professional Liability Insurance for Teledentistry Groups. While we treat each telemedicine practice as a...

Wednesday, May 16, 2018

Surgery Center Professional Liability Insurance policies are very flexible. For stand-alone surgery centers, we often recommend policies that base premium on the number of scheduled procedures vs. pricing by the number of providers....

Monday, May 14, 2018

We recently helped to find coverage for two Aestheticians performing noninvasive skin solutions. The scope of work they were seeking for coverage only required an esthetician license. They did not need to have a Medical Director...

Friday, May 11, 2018

The Doctors Insurance Agency works with well-known carriers to find the best coverage for our MediSpa/Aesthetic, Injectable, Laser and Wellness Centers. We insure many Aestheticians providing Injectable Advanced Services. Sculptra...

Thursday, May 10, 2018

Professional Liability Insurance for Spa, Injectables and Laser When you've been looking online and asking friends for the perfect answer :affordable, comprehensive appropriate insurance for your injectable, aesthetic skin and laser...

Wednesday, May 9, 2018

Many Nurse Practitioners need to add coverage for their supervising physician. Adding coverage for a supervising physician could be very expensive (about $3K for 10 hours or less per week) and that’s why we recommend applying for...

Tuesday, May 8, 2018

The right kind of Telemedicine Insurance Policy can make or break your start up telemedicine practice. Well maybe the right telemedicine policy will actually not break your telemedicine start up. But certainly can help you on board...

Tuesday, May 1, 2018

The Doctors Insurance Agency and O'Brien Insurance Services has been working with advanced practice providers in both clinical and aesthetic settings for over 25 years. We wanted to share in this blog some of the common questions we...

Tuesday, April 24, 2018

Do I need to cover my Independent Contractors? I'm a Chiropractor , I have my own insurance, I just need you to cover everyone else..? We've started doing Injectables off sight to expand the business, how can I cover my Aesthetician...

Thursday, April 12, 2018

Internal Medicine Physician Medical Malpractice Insurance (The Doctors’ Insurance Agency) Midlevel Providers’ Malpractice Insurance.The Doctors Insurance Agency represents more Internal Medicine Physicians and Nurse...

Friday, April 6, 2018

Surgery Centers will occasionally make the mistake of thinking that they only need to obtain one category of insurance. Commercial, Property and General Liability Insurance. It is important to purchase both Surgery Centers General...

Tuesday, April 3, 2018

According to The Expert Institute, an online news source, expert witnesses play a critical role in the judicial process. The testimony of these professionals can swing juries, educate judges on complex technical subjects, and...

Friday, March 30, 2018

One of the most common questions we receive at The Doctors Insurance Agency (a national healthcare liability insurance agency and brokerage) is: does my policy include tail ? The reality is most medical professional liability insurance...

Friday, March 2, 2018

We are often asked what the professional liability insurance policy that is issued covers (after a review of the injectable services application) The applications that are reviewed prior to issuing these policies are completed by our...

Thursday, February 1, 2018

Doctors have many possible choices when choosing a professional liability insurance company. Physician owned insurance carriers and…. commercial carriers owned by stockholders. Large industrial medical groups (some affiliated...

Friday, January 19, 2018

The Doctors Insurance Agency specializes in helping you obtain affordable, complete insurance protection as an independent medical director. I recently pulled a description of a medical director job posting (this from the JAMA website)...

Tuesday, December 12, 2017

If you are practicing preventive healthcare, anti-aging hydration, nutritional therapy, IV therapy, hormone replacement and/or chelation therapy, The Doctors Insurance Agency and our creative insurance partners like Beasley, Lloyd's of...

Friday, October 27, 2017

Medical Expert Witness Liability Insurance (Errors and Omissions coverage) Medical Expert and Witnesses can be sued for negligence in the preparation of their testimony. Should a client, or more likely an attorney who previously hired...

Tuesday, October 24, 2017

The Doctors Insurance Agency has been providing Medical Professional Liability Insurance for Physicians, Mid-level Providers and Allied Healthcare Providers for decades. We are devoted to our members so they can count on us to be...

Tuesday, October 10, 2017

The Doctors Insurance Agency has been providing Clinical Trial Medical Malpractice Insurance for clinical principal investigators and sub investigators for over 15 years. As investments have flowed into clinical research, the FDA...

Friday, August 11, 2017

The Doctors Insurance Agency is providing Health Care Providers and facilities with affordable, appropriately priced medical malpractice insurance.Again this week I learned as I continued this immersion into providing Medical...

Wednesday, July 12, 2017

In 2002, The Doctors Insurance Agency wrote our first hospitalist professional liability policy. This was a group of four internal medicine doctors working in the central Valley. What drove them to look for a separate policy is that...

Thursday, June 8, 2017

Job description: Medical Director By Madeline Hyden The role physicians play in the nonclinical setting is becoming more complex as the medical practice landscape evolves. MGMA compiled lists of job functions, duties and...

Wednesday, June 7, 2017

Medical Malpractice Insurance is a specialized type of professional liability insurance that covers physician liability arising from disputed services that result in a patient's injury or death. ... Malpractice insurance is usually...

Friday, April 7, 2017

There are a lot of physicians with their own practice, private or industrial, who are interested in starting their own services, from Medical Concierge consulting work to many other ‘non clinical’ or non traditionally...

Wednesday, April 5, 2017

For over 15 years our medical malpractice insurance agency provided Nurse Practitioners Professional Liability Insurance in a shared limit capacity by adding them to a medical doctors medical malpractice insurance policy. Increased...

Wednesday, March 29, 2017

Internal medicine is the medical specialty dealing with the prevention, diagnosis, and treatment of adult diseases. Physicians specializing in internal medicine are called internists. Family practice is also a specialty dealing with...

Thursday, March 16, 2017

The role physicians play in the nonclinical setting is becoming more complex as the medical practice landscape evolves. The Doctors Insurance Agency has dozens of liability policies that cover the medical director services either by...

Thursday, March 16, 2017

To understand hospitalist medicine, your insurance broker or agent must have experience in the medical professional liability insurance industry. It is very helpful to have a team of professional liability underwriters who understand...

Friday, March 3, 2017

A question that is asked often of our national healthcare liability brokerage team: (especially by our Cosmetic Technicians, Nurses, Estheticians) Do I Really Need My Own Insurance Policy? I think in our experience, the answer to this...

Friday, February 10, 2017

As The Doctors Insurance Agency continues to work with telemedicine organizations on their medical professional liability insurance, it becomes very clear to us that the telemedicine professional liability policies must include at...

Tuesday, December 20, 2016

Clinical trial. Drug discovery. Contract research organization. Sponsors. Preclinical research. Drug approval. Many people have only a vague idea what these words mean. This important work is how life-changing drugs get to patients...

Wednesday, December 7, 2016

Often times when a physician is the subject of a very negative yelp review, the language used can be specific and damning. The experience can involve the very beginnings (a notice of sorts-in writing.) of a future malpractice claim,...

Wednesday, November 30, 2016

Our agency has been finding Telemedicine Medical Professional Liability Insurance Solutions since 2002 (when a couple of innovative thinkers in the Silicon Valley in California (who happened to be Radiologists) decided that there was a...

Friday, November 4, 2016

We commonly hear about cyber security attacks on large national companies, however, smaller main stream companies are also a target. And healthcare information (payment card information and personal identity information) is among the...

Friday, October 7, 2016

The Doctor’s Insurance Agency provides medical malpractice professional liability insurance for healthcare facilities, employed medical staff, (such as technicians, assistants, registered nurses, rehab specialists, mid-level...

Wednesday, September 14, 2016

This is some information that I read (and I’m recounting here) from American Academy of Urgent Care Medicine: The trend in developing walk in and urgent care centers is, in part, made available by medical malpractice insurance...

Friday, August 12, 2016

The Doctors’ Insurance agency has 10 malpractice insurance representatives working hard to find the right coverage for healthcare facilities, physicians, aesthetic technicians, wellness professionals, surgery centers, urgent care...

Wednesday, August 3, 2016

The Doctors’ Insurance Agency is expanding the number of urgent care centers with which we provide Medical Malpractice and Workers Compensation Insurance. Whether our doctors are asked to work at them periodically or a group of...

Wednesday, June 29, 2016

The Doctors’ Insurance Agency and Hospitalist Groups (small, independent hospitalist physicians and larger multi state hospital groups) Hospitalist groups continue to show amazing growth and mark their place in the health care...

Tuesday, June 7, 2016

In the years and years of working in the Medical Malpractice Insurance industry I have experienced many recurring issues in underwriting,: changes in underwriting guidelines towards different specialties. With Telemedicine on the...

Thursday, May 12, 2016

As the endorsed carrier of the society for Hospital Medicine, The Doctors Company is developing a lot of specific knowledge and is thereby now able to pass on successful strategies to avoid claims. The Doctors Company with its 75,000...

Friday, May 6, 2016

Medical expert witnesses who are available to consult and testify regarding medical issues can be located in this directory and link: click here There are many physicians who are available to consult regarding different specialty areas...

Thursday, April 28, 2016

When your policy is canceled or you have let it lapsed: The question that you should be asking is: “Will your new Podiatry Malpractice Insurance Policy cover you for claims stemming from prior services?” This is Tail...

Wednesday, April 6, 2016

Our Medical Malpractice Insurance Carrier/Partner, - The Doctors’ Company published on their website: Cybersecurity: Mitigate Against Hacking and Data Breach Risks The website reports that Cybercrime costs the U.S. economy...

Tuesday, March 8, 2016

Healthcare organizations that deliver services through Telemedicine need a professional liability policy and electronic data liability insurance policy. Surprisingly, many of these organizations will say that they are not at risk...

Thursday, February 18, 2016

In a recent article from North Bay Biz entitled, “The Science of Sleep”, I read a quote from one of the physician specialists, James Driscoll MD, who says sleep is a vital sign. Sleep helps us drive by contributing to a...

Friday, February 12, 2016

Cosmetic Nurse and MediSpa Liability Insurance In the medical malpractice insurance coverage world, if a name is published on the door, letterhead, and advertised to the public than it will likely be included in the claim. And if that...

Thursday, February 11, 2016

Medical Director Liability Insurance Whether performing administrative/managerial tasks, ensuring the right quality care is delivered by health care teams, or performing services as attending physician, the responsibilities of Medical...

Sunday, January 24, 2016

A doctor who has been negligent may not be the only defendant in a medical malpractice suit. Often the plaintiff names many people in the claim: The IPA, the hospital that retained the doctor on its staff, surgery center, the group...

Saturday, January 23, 2016

Regarding Skilled Nursing Facilities/Adult Assisted living Centers Because the premiums are still varying wildly, it is important to thoroughly present this exposure to the markets specializing in this type of professional and general...

Friday, January 22, 2016

Many Americans use Nurse Practitioners (NPs) for much of their health care needs and NPs are now fully accepted by both health care consumers and most other care providers as an important and necessary part of our health care solution...

Saturday, January 16, 2016

Business Consolidation with medical facilities and medical groups creates issues of ongoing coverage: Just as with the medical groups, imaging centers are going through a similar business consolidation. Consolidation in the healthcare...

Friday, January 15, 2016

Telemedicine Professional Liability Insurance grows With the increase of requests for Telemedicine Professional liability insurance, The Doctors Insurance Agency, a national healthcare liability insurance agency, is seeing firsthand...

Tuesday, January 12, 2016

The start of the year often sees the beginning of new business models. And since we have become a national healthcare organization liability insurance agency, we have seen a lot of innovation in healthcare. From Florida to Washington...

Saturday, January 9, 2016

The Doctors’ Insurance Agency provides comprehensive MediSpa and Wellness Center Professional Liability Policies to protect the corporation (or LLC) and the owners, directors, non-practicing employees and any and all providers...

Friday, January 8, 2016

As the sponsored medical malpractice insurance provider of the Society for Hospital Medicine (SHM), The Doctors’ Company can (working with The Doctors’ Insurance Agency) write affordable medical malpractice insurance...

Wednesday, December 23, 2015

Telemedicine Malpractice Insurance is similar to Hospitalist Malpractice Insurance:Growth, it is important to manage the bottom line In the years and years of working in the medical malpractice insurance industry I have experienced...

Tuesday, December 22, 2015

Administrative Defense Insurance This limit (or sub limit) of insurance protects you in the event you are named in a claim against you for some disciplinary event. The Doctors Company medical malpractice policy comes with a $25,000...

Thursday, November 5, 2015

In a chart provided by The doctors Company, total claims per 100 doctors have dropped from 12.8 in 2003 to 6.1 in 2014. Surprisingly they are scheduled to reduce again at the end of report year 2015, to just under 6 claims per doctor....

Friday, October 30, 2015

The Health Care System Model of Acquisition and Mergers Seems that in this time of consolidation, mergers and acquisitions of medical groups, medical facilities, individual physicians, health systems, hospitals and foundations have an...

Friday, October 30, 2015

How much does Medical Director Malpractice Insurance cost is really the key issue. Physicians everywhere are finding opportunities to supplement their income… contracts for services provided to different entities ranging from...

Friday, October 30, 2015

The terms hard and soft refer to the increase and fall in prices in various industries. All industries experience changes in their prices, cycles of surplus and demand. Not surprisingly, the insurance industry is cyclical with cycles...

Tuesday, October 27, 2015

According to a market research report published by Mordor Intelligence, the Telemedicine market is going to soar past $30B….An increasingly aged population and healthcare costs are propelling the market growth; The goal of the...

Friday, October 23, 2015

In a category along with expanding dermatology and plastic surgery and pain management practices, nurse practitioners have to be among the fastest-growing, opportunistic and useful sections of the healthcare industry. The Doctors...

Thursday, October 22, 2015

From Hawaii to Maine our agency provides unique specialized liability insurance policy for medical directors. Ironically, many insurance companies that specialize in providing medical malpractice insurance for conventional practices...

Tuesday, September 29, 2015

Disruptive Telemedicine Technology It is always surprising how quickly technology can change almost any industry…. from automobiles to televisions and telephones to telescopes; medical doctors and groups using technology are...

Friday, September 25, 2015

It is important to share to those who may have found their way to this blog or website; that we are medical malpractice insurance agents and brokers first and foremost. We have been representing individual physicians small and large...

Wednesday, July 29, 2015

Well, to answer this question I think we have to look at some of the other special I believe that based on our experience ensuring hospitalist groups that they are doing an excellent job of improving their services working with their...

Wednesday, July 15, 2015

One of the most expensive specialties to insure is: Obstetrics and Gynecology. in some states, the premium, annually can be higher than $ 60,000; (although the cost has reduced somewhat over the last few years, due to fantastic,...

Friday, June 19, 2015

Medical Groups, individual providers and facilities, institutions, surgery centers and medical foundations across the country are being affected by these attacks of electronic medical records. The dangerous and costly data breaches are...

Thursday, May 28, 2015

The Growth of Concierge Medicine. There is a lot of talk amongst physicians that we ensure about how best to make this happen. The Doctors Insurance Agency works hard to keep the expenses controlled as best we can. We've been working...

Friday, May 15, 2015

The Doctors' Insurance Agency and Hospitalist Liability Insurance: With the endorsement of the Society of Hospital Medicine (SHM), The Doctors Company continues to lead the medical malpractice insurance industry, creating risk...

Tuesday, May 5, 2015

At The American Telemedicine Association meeting, here in Los Angeles, two things become very clear.: This technology is here to stay The medical malpractice insurance cost containment offer these organizations is paramount to their...

Tuesday, March 31, 2015

Colon Hydro therapists should carry limits of liability insurance of at least $ 250,000 per claim (and $ 750,000 per annual aggregate coverage). Of course, many carry the standard $ 1 Million. Carrying limits of $1 Million makes it...

Friday, March 13, 2015

Saving Urgent Care Groups Thousands in Med Mal Premiums. Standard Medical Malpractice policies, ‘known as claims made’ policies over the years have rated insurance policies by creating premium values to each specialty; and,...

Thursday, March 5, 2015

There are many opinions about the ‘means to the ends’; and, the hallmark of the American Healthcare System is its innovative discover and technology, leading to higher quality of lives for our society in general as well as...

Tuesday, February 24, 2015

The Doctors’ Insurance Agency represents some of the largest Medical Malpractice Insurance Carriers in the country.When we receive an application, one of our ten licensed medical malpractice insurance agents and experienced...

Monday, February 23, 2015

Visit us at the World's Largest Meeting and Trade Show Focused on Telemedicine, Telehealth & mHealth The Doctors Insurance Agency is exhibiting at ATA 2015 in Los Angeles this May. Join us and over 6,000 leaders in telemedicine for...

Wednesday, February 18, 2015

Many physicians who retire from the practice of medicine and accordingly accept their free retirement tail realize that they miss contributing; they miss working and using their medical license to positively impact our society. And, a...

Wednesday, February 11, 2015

The problem is: not all agency’s or brokers understand that. It is important to represent exactly what you’re doing on the application. There are three tiers of medical director work: Administrative only Indirect Patient...

Monday, February 9, 2015

The online article below (analyzed and discussed): mentions the difference and the level of success of the non-surgical podiatrist. What is wrong with being a Non-Surgical Podiatrist. 1ink.com We work with so many physicians, M.D...

Friday, January 16, 2015

Liability Insurance for a Standalone center Again, that question was asked today: in this instance, this was an Interventional Radiologist, who together with an academic institution, some business people (general contractor, a few...

Tuesday, January 13, 2015

Today, we worked on three different physician’s policies which required some adjustments. The challenge with medical malpractice insurance is that physicians’ generally (that is, when they have ‘claims made’...

Tuesday, December 2, 2014

For many—but not all—doctors, medical malpractice insurance premiums have decreased or held steady over the past several years. That’s what researchers reported in a recent issue of the Journal of the American Medical...

Friday, October 31, 2014

Hospitalists’ practices are growing; I’ve written before about the unique methods of rating Hospitalist groups: and, I’m reminded each time I hear the ‘inbox’ ping on my lap top and tablet, as an agent for...

Tuesday, October 7, 2014

Dialysis Centers are continuing to expand, and proliferate throughout the country. There are 4,000 outpatient dialysis facilities with 300,000 patients nationwide. With an increasing demand for this medical technology, these numbers...

Monday, September 29, 2014

MediSpa Growth industry: MediSpas are one of the fastest growing niches within the healthcare industry. This growth is opening up many new job opportunities for Esthetic Nurses; now able to maintain more independence than before, the...

Wednesday, August 6, 2014

In 1992 an innovative Internal Medicine Doctor in Fresno contacted The Doctors’ Insurance Agency to ask a simple question: “Just make my policy extend to cover more hours and possibly more doctors” Can you endorse my...

Monday, August 4, 2014

In an article in A. M. Bests’ magazine, the author says that insurance company representatives, agents and brokers have to perform three important functions: Do the transaction in the markets (which can be a very delicate balance...

Friday, July 11, 2014

Lately, with so many medical groups and individual physicians practicing in telemedicine (or aesthetic laser, medispas, urgent care, integrative medical, wellness, chiropractic aesthetic, interstate telemedicine, etc…..) the...

Tuesday, June 24, 2014

Lipo Suction Professional Liability To say that we provide Lipo Suction Professional Liability Insurance is to say that we (agents for various healthcare liability insurance carriers) understand the physician market and what they need...

Friday, June 6, 2014

Health Care providers have to find new ways to find revenue, paying close attention to reimbursement rates and contracts, managing patient safety and patient satisfaction. One of the new areas of finding new revenue is to participate...

Tuesday, April 29, 2014

It is common to ask: DO I NEED MY OWN INSURANCE OR AM I COVERED BY THE MEDISPA? The answer submitted actually applies to more than just the cosmetic Nurse Aestheticians, In an article submitted online for Medical Aesthetic Training Of...

Monday, April 28, 2014

Reserve Development impacts medical malpractice insurance pricing for medical malpractice insurance carriers. Reserves are the amounts held by insurance companies to pay for future claims. Reserving properly from company investments...

Monday, April 28, 2014

Reserve Development impacts medical malpractice insurance pricing for medical malpractice insurance carriers. Reserves are the amounts held by insurance companies to pay for future claims. Reserving properly from company investments...

Tuesday, April 8, 2014

Hospitalists are coming; how to rate them for malpractice insurance: According to Online News: When it comes to caring for hospitalized patients, it takes a true team to collaborate around the clock with physicians and support services...

Friday, March 14, 2014

As our society ages, our healthcare industry is adapting to accommodate an aging population and educate the people who will be providing that care. Increasingly, it appears that two areas within the American Board of medical...

Monday, February 24, 2014

Medical Director/Administrative Medicine The policy that we recommend is an all territory Medical Director Liability Insurance Policy; priced at $ 1,000 per year for $ 1,000,000 of limits. The AMDA (American Medical Directors...

Monday, February 10, 2014

Whether you’re looking to do aesthetic procedures or clinical practice, employed, supervised or independent contractor, you may have to choose between separate or shared limits. The choice will determine the premium that you pay...

Monday, January 6, 2014

So often our agency, which has insured physicians and mid-level providers for 25 years, comes across the similar scenario, the physicians would like to qualify for more insurance, they are capped by a combination of their underlying...

Monday, December 30, 2013

The rating of telemedicine medical malpractice insurance is dependent upon a few variables: The Medical Specialty, the Practice Territory, the number of consultations and the type of medical services provided. This is one of the niches...

Friday, December 20, 2013

The Affordable Care Act and the Nurse Practitioner’s Liability The two most common questions posed by our Nurse Practitioners are the following: Should I maintain my own separate limit or share a limit with the physician for whom...

Monday, December 16, 2013

Cosmetic Nurses purchasing their own liability insurance: There are two reasons that we experience cosmetic nurses purchasing their own professional liability insurance. The first is that they assumed they were covered by the...

Thursday, November 21, 2013

The change in a Neurologists Practice: Speaking with one of our Neurologists recently, he wanted to know if he should continue his ‘conventional’ medical malpractice insurance policy. This policy protected him in the...

Friday, November 1, 2013

The Doctors Insurance Agency in Northern California works hard to find many allied healthcare providers professional liability solutions. Whether preparing for a colonoscopy or wanting to more thoroughly detoxify as a lifestyle choice...

Thursday, October 17, 2013

Should Tail be included? It is my opinion that medical groups should include ‘tail’ at the time of cancellation when paying for malpractice insurance coverage. It is my experience that most medical groups have claims made...

Friday, September 27, 2013

How to insure the unique Physician practice profile When the practice profile is unique, or just doesn’t fit the usual, customary and conventional, Like a medical spa or a family physician who runs an urgent care center, acts as...

Tuesday, September 24, 2013

One of the growing areas in the healthcare field is the area of Clinical Trials. Clinical trial liability insurance is taken by companies to protect themselves from the risks arising from bodily/physical injury caused to the individual...

Tuesday, September 17, 2013

Are claims in medical malpractice insurance leveling off? Watching the trends in medical malpractice claims over the last several years has been pretty simple: frequency of medical malpractice claims were reducing, faster than the...

Wednesday, September 11, 2013

Growth in Clinical Trials = New Liability policies Additional awareness of clinical trial exposures will result in insurance carriers creating new policies, similar to clinic, or urgent care medical malpractice insurance policies or...

Monday, September 9, 2013

Insuring Pathology Laboratories is a very specific task; The liability that rises to (or attaches to the Lab) is very different than the liability that follows the physician.There are occasions where the lab is insured along with the...

Monday, August 5, 2013

Dialysis Centers have malpractice cases and allegations of negligence: Kidney Dialysis Errors - Malpractice According to some statistics …obtained on the American Society of Nephrology, over 20 million adults over the age of 20...

Wednesday, June 12, 2013

Employment practices lawsuits can be extremely expensive and damaging to any business. With the healthcare landscape essentially exploding, there will be a growing period of expansion and hiring. And, that usually means more claims in...

Tuesday, June 11, 2013

Where can a physician look to make money? Obviously, reimbursements are cut from private payers to government agencies, from managed care organizations to medicare, physicians are being asked to work harder and provide more services...

Friday, November 16, 2012

There are occasions when a physician’s application may be denied by a standard medical malpractice insurer. This can be for many reasons, : to name just a few of them: Perhaps, you are practicing outside of the scope of your...

Tuesday, November 13, 2012

The Doctors Insurance Agency can help you complete your practice protection by adding greatly discounted Direct Cyber and Billing protection for physicians in California. The Doctors Company has a special program for policyholders....

Wednesday, November 7, 2012

Just took a call from a 4th year Medical Student in Lebanon. He's enrolled in a 30 day training program at UCSF Medical School but needs Medical Malpractice coverage in order to attend. We have a great resource for inexpensive medical...

Friday, October 12, 2012

Often when I post information to educate our physician policyholders on our website, I share information from the Crittenden Medical Insurance Newsletter. In an issue from May of this year, the issue of vicarious liability is addressed...

Friday, September 28, 2012

Locum Tenens Physicians are, as a rule, protected by Medical Malpractice Insurance Policies, no additional premium, few territorial restrictions, no hassle. In fact, The Doctors' Company offers each physician up to 30 free locum tenens...

Tuesday, September 25, 2012

Orthopedic Surgeons, Endocrinologists and Neurologists are among the many specialties which could see increased patient loads and an increase in the exposure and risk. In an Article by Crittenden News, Medical Insurance, some insurers...

Monday, September 17, 2012

If you are a physician doing clinical research; participating in trials, or signing to run a trial, start a company or research organization; know that The Doctors’ Insurance Agency specializes in this insurance from Maine to the...

Friday, August 31, 2012

The Doctors’ Company is one of the most balanced medical malpractice insurance companies in the nation. With risks spread over many states and many specialties The Doctors’ Company has never been better positioned to...

Friday, August 31, 2012

There are more than 850 integrated health care delivery systems in the United States today, and they face many unique challenges and loss exposures. In our experience, it makes sense that one insurer would manage both the hospital and...

Tuesday, August 21, 2012

Expect Internist Rates to lower again. Medical malpractice insurance rates have been decreasing since 2005; and, in spite of an increase in risk, expected frequency of claims increasing connected to a larger demand, hospitals employing...

Wednesday, August 8, 2012

When shopping for a medical malpractice insurance company to cover your (or your bosses’) urgent care center, it is important to work with an agent and a carrier that can grow with you. Indeed, a company that can fuel your growth...

Monday, August 6, 2012

As our country continues to adjust, analyze and decide what is going to happen with the ‘situation’ of healthcare, one constant statistic comes through the numbers. We need to provide more qualified healthcare providers as...

Wednesday, August 1, 2012

The Doctors Company has been working for years to expand into other states so that they could provide this important benefit for physicians in every state. Now, working hard to continue this trend, partnering with specialty societies...

Wednesday, August 1, 2012

In the midst of figuring out whether we will implement Healthcare reform, what it will look like, who and how and what amounts of reimbursements will support the services provided by our physicians, One challenge remains, people need...

Monday, July 23, 2012

From Massachusetts to Northern California, From National Insurers, The Doctors Company to Pro Mutual, Insurers are declaring large dividends again this year. As the market rolls along into its seventh year of favorable loss development...

Friday, July 6, 2012

Physicians Insured on Medical Malpractice Insurance Policies, with Standard Carriers should be aware of the importance of protecting their own policy. Lately, we have encountered a number of physicians who have taken extra work serving...

Monday, July 2, 2012

If you are on the Board of Directors of your medical group, or medical facility, and you do not have an Employment Practices Liability Insurance Policy, this should get your attention. Wage and Hour claims are on the rise, failure to...

Friday, June 22, 2012

The increasing presence of Hospitalists, on staff, in the hospital, training and leading Care Teams places a new, higher risk on the growing sector of healthcare.In an article submitted by Todd Neale, from Med Page Today, he points out...

Wednesday, June 20, 2012

The Doctors’ Company offers $ 25,000 of Administrative Defense ‘Insurance’ with each medical malpractice policy to protect our physicians against the costly The Hitec Act of 2009, extends the same level of...

Thursday, May 31, 2012

Employment practices liability (EPL) insurance is an increasingly popular type of coverage that protects businesses from the financial consequences associated with employment-related lawsuits. EPL may cover lawsuits involving a...

Thursday, May 24, 2012

Often, Anesthesia Groups are asked to provide emergency call to the local hospital. The problem is well known, what about the situation where an Anesthesiologist is working on a complicated surgery that requires all of the attention of...

Wednesday, May 16, 2012

According to John Gever, Editor of MedPage Today, plaintiffs just aren’t winning that many lawsuits against physicians. It is widely reported amongst the main medical malpractice insurance companies in the country that most...

Friday, May 11, 2012

Malpractice Insurance Carriers, Companies will change some of the language in their insurance contracts governing claims against Hospitals. These bundle of claims (bundling nurses, surgery centers, the hospital itself, the physicians,...

Thursday, May 10, 2012

In an article posted in their online Newsletter recently, Anreini and Company (an employee benefits and risk management firm) wrote that almost 75 % of all legal issues against companies, whether it is a manufacturing, importing,...

Monday, April 23, 2012

What if you are asked to sign a new contract with a new medical entity after all of these years of practicing solo; or, of practicing with a familiar group of physicians. There are so many business issues to consider (we use some...

Tuesday, April 17, 2012

The Doctors’ Insurance Agency can insure Urgent Care Facilities that are staffed by physicians, medical assistants, mid level providers and an integrated team of Allied Health Providers by working with our experienced...

Monday, April 2, 2012

In this environment of integrated delivery systems, it is widely reported that hospitals will start to look for risk management and diversification methods of spreading the risk among different malpractice, professional liability...

Wednesday, March 28, 2012

Hospitals are aligning in many different ways with physicians, surgicenters, labs and imaging centers. Alternative healthcare providers, integrated delivery systems, independent physicians and hospital employed physicians can use their...

Tuesday, March 27, 2012

We insure so many healthcare providers, we have been remiss lately in not underscoring the importance of taking the proper time and allocation of resources to insure our ability to work. The income derived from the services provided is...

Tuesday, March 20, 2012

One of the benefits of obtaining your (discounted) medical malpractice insurance through The Doctors’ Insurance Agency/The Doctors’ Company is: you receive important business and ‘boss’ liability insurance for...

Monday, March 19, 2012

With the rise of hospital employment offers in the country, The Doctors’ Insurance Agency is happy to assist physicians with the important purchase of a ‘stand alone’ tail insurance policy. Tail Insurance Covers you...

Tuesday, March 6, 2012

The Doctors’ Insurance Agency insures Medispas for medical malpractice in California and in other states. We work hard to protect our individual physicians from liability claims that do not involve their medical practices....

Tuesday, March 6, 2012

There are many ‘baby boomers’ that are in the same boat. That is , they are taking care of their parents and their children. According to Metropolitan Life Insurance, At a time when many should be enjoying the last years of...

Friday, March 2, 2012

CM&F Insurance Brokers, describe Directors and Officers Liability Insurance as a policy designed to provide financial protection for the directors, officers, and the corporate entity which they serve in the event that lawsuits alleging...

Thursday, March 1, 2012

The Doctors Insurance Agency continues to work hard to find all specialties the lowest premium possible with The Doctors Company. The trend shows that rates are increasing in many states, even if not yet California. There are many who...

Friday, February 24, 2012

The Doctors Insurance Agency specializes in working with physicians to reduce the premium and increase the insurance protection for all practitioners practicing in the country. One of the important areas of insurance that is overlooked...

Wednesday, February 22, 2012

In an article pulled from the San Jose Mercury News (.com), Steve Jacob warns that the new health reform law, which is planning to create more insured Americans, will not mean much to patients without providers to care for them. Nurse...

Thursday, February 16, 2012

There are more and more physicians lately working to bring their services to other physicians, patients, facility directors and others beyond the conventional ‘trading areas’. And, the challenge is that the malpractice...

Wednesday, February 15, 2012

So, we thought we’d share some of what Michael Cohen, Esq. shares about Med Spa Laws for doctors and patients. Plastic Surgeons, Dermatologists, Otolaryngologists have for some time now added boutique, affordable and life...

Monday, February 13, 2012

Patient satisfaction equal for physician, hospital care The Doctors’ Insurance Agency, working with the number one physician owned medical malpractice insurance carrier and working with a team of innovative underwriters have...

Friday, February 10, 2012

As a direct medical malpractice insurance representative to the nation’s largest physician owned medical malpractice insurance carrier, one of the many benefits is their wealth of resources. Last night I experienced an example of...

Tuesday, February 7, 2012

As a representative of The Doctors’ Company, the nations largest physician owned medical malpractice insurance Carrier, we have access to an abundance of information which may help physicians navigate the new risks and...

Friday, January 27, 2012

Statements on Telemedicine: We have many physicians, formally, or informally engaging in the practice of telemedicine to some degree. Pediatricians may ask a worried parent to send a cell phone picture of a puncture wound to a...

Tuesday, January 24, 2012

This is a persistent question, debated widely even amongst physicians who you might assume all to be unilaterally in favor of tort reforms. Recently Med Scape Online News published this analysis. The Doctors’ Company works hard...

Friday, January 20, 2012

The Doctors’ Insurance Agency proudly represents The Doctors’ Company for Medical Malpractice Insurance in California and in other States. Over the years, our physician insurance agency has focused on other...

Tuesday, January 17, 2012

Medical Spas generally cost $ 5,000 - $ 7,500 annual premium for 1 Million limit of liability. And, as low risk as most physicians perceive these centers to be; well, they are not always. Burns from Lasers, nerve damage due to needle...

Friday, January 13, 2012

The smart specialty insurance company Carolina Casualty provides these important explanations about how to insure the managers of your medical group: Management Liability for Medical Facilities When you ask physicians in your...

Friday, January 13, 2012

If you are asked to serve in the Directors Chair (as it were), before the production begins, call us ..or call me Brad O'Brien directly 415-218-2761. Working with Lloyd’s of London and The Doctors’ Company, The Doctors...

Thursday, January 5, 2012

Already established in offering programs for Medspas and Weight Management Clinics, The Doctors’ Insurance Agency, through our partnership with a National Lloyd’s of London Program Manager, is working hard to continue...

Thursday, December 22, 2011

The Doctors Insurance Agency has specialized in liability solutions for 23 years. We work hard to find the lowest premium in all of the business and professional liability insurance. From Med Mal to Boss, Billing, Breach and Business...

Friday, December 16, 2011

Physicians and Physician Assistants and Nurse Practitioners or Podiatrists... who are involved with MedSpas or Foot Clinics... or are thinking of getting involved, it is important to purchase insurance. (one might think that is the...

Friday, December 16, 2011

According to A national Insurance Carrier, working with specialty underwriters from Lloyd's of London, (E Risk Services) and, studying some Employment Practices Liability EPL Filed Complaints and Charge Receipt Statistics (EEOC Data)...

Thursday, December 15, 2011

To be a podiatrist is the one of the best rewarding professions to consider in the 21st century. Why? Podiatry will be valuable, indispensable, and vital because of the aging baby boomer population (a huge huge elderly population!)....

Thursday, December 8, 2011

Having just worked with an Orthopedic Surgeon who is not able to leave his current 'Insurer' (in quotes because this 'insurer' is not that...This is a Trust....and when there is an unresolved and known Incident while you are held in...

Friday, December 2, 2011

The Doctors Insurance Agency and Rubicon Insurance specialize in providing Business, Billing, Breach and Boss Insurance. These products go by the more conventional names of Directors and Officers Liability, Medicare Audit Liability,...

Thursday, December 1, 2011

Medical Spas and Medical Malpractice Perhaps you're thinking about visiting a medical spa for help with those frown lines, age spots or facial hair. Use caution when selecting a facility. Although modern medical techniques can produce...

Tuesday, November 22, 2011

OBGyn’s still pay amongst the highest premiums of any specialty. The conventional wisdom for years has been that their frequency of medical malpractice insurance claims reporting was significantly higher than other specialties,...

Thursday, November 10, 2011

Family General Practitioners are going to be in high demand; The American Academy of Family Practitioners has weighed in on the subject: In addition to Employer, retailer, large Manufacturer an Other employer worksite Clinics, the...

Tuesday, November 8, 2011

Recently, I was honored to be asked to join a panel to discuss important, ‘real world’ issues that will be more ‘real’ in a matter of months to Third and Fourth Year Residents in Psychiatry at the UCSF Facility...

Wednesday, October 19, 2011

In February of 2009, President Obama signed into law the Health Information Technology for Economic and Clinical Health Act. With this the application of the Health Insurance Portability and Accountability Act was extended to health...

Monday, October 3, 2011

With so many changes underway in healthcare, and potentially millions more included in the patient population, the shortage of providers will have to be carried by Allied Healthcare Providers. Many analysts predict that the only...

Friday, September 16, 2011

Life Insurance is still the best, most affordable method of protecting your family. Term rates are more affordable then ever, insurance companies have innovative plans which lock in rates for many years, and the financial strength of...

Friday, August 26, 2011

The Doctors Insurance Agency is ...well sort of a single tasking agency, which is to say we just focus on Healthcare liability risk management, risk transfer and personally and professionally protecting the physicians bringing their...

Tuesday, August 16, 2011

The Medical Liability Market still is soft, by most calculations and, there are factors popping up that will likely contribute to a rise in frequency in the coming months. In an effort to position for growth when rates increase...

Friday, August 5, 2011

Since the Centers for Medicare Services started the audits as an experiment in 2005, they are now permanently part of the healthcare reform landscape. The audit recovery process started as a demonstration project in Florida, California...

Thursday, August 4, 2011

The Doctors Insurance Agency can help you find the right patient safety, Risk Management Course. The Doctors' Company is the nation's largest provider of Medical Malpractice Insurance for physicians and facilities. And, Risk Management...

Wednesday, August 3, 2011

Data loss in the healthcare industry has become so prevalent that you can find a reported breach everyday in the news. RED flag rules require notification, protocol and action to contain the damage. There are 46 State Laws on the books...

Friday, July 29, 2011

Our medical malpractice insurance agency, The Doctors Insurance agency has been representing for 24 years. THIS YEAR MEDICAL MALPRACTICE insurance claims naming the medical entity, surgery center or Imaging center are on the rise. Even...

Tuesday, July 26, 2011

We are advocating, learning, listening and speaking for you, our clients. Every day, our agents are working with physicians to properly define and represent their practice to underwriting. This is to make sure that not only is the...

Friday, July 22, 2011

Imaging Centers, Surgery Centers, Medical Spas and Endoscopy Labs, all share the same thing in common: there are many ways to insure them. You should have a separate limit, protecting the entity on its own. The limits of the physicians...

Tuesday, July 19, 2011

Electronic Medical Records are eventually going to become incorporated into every medical practice. With this implementation of a practice’s electronic health record systems come additional risks. The Doctors’ Insurance...

Monday, July 11, 2011

The Sever Thunderstorms that struck the United States from May 20 – May 27th will result in insured losses to residential, commercial and industrial properties and their contents, and to automobiles of between 4 Billion and 7...

Thursday, July 7, 2011

Judy Capko, a healthcare consultant for over 20 years, explains Best Practices: 12 Steps to Avoid Embezzlement in Your Medical Practice We list the best practices suggestions as we have seen an increase in embezzlement in our insured...

Monday, June 27, 2011

There has been an understandable and easily identifiable shift in practices from 2002 to 2009; Physicians are signing on as employees, they are selling practices or they are just not ever considering going into private practice at all....

Tuesday, June 21, 2011

As the industry moves into another year of flat and reducing rates for medical malpractice insurance, our agency focuses on continuing to advocate for the broadest, malpractice insurance coverage possible. Industry analysts predict...

Wednesday, June 8, 2011

Some offices, in an attempt to make office based charges more affordable and more transparent, are developing concierge style billing and services. Patients pay a monthly, quarterly or annual fee and in return receive basic primary...

Wednesday, May 18, 2011

No mergers with large international agencies, brokerages or risk management consultants at The Doctors’ Insurance Agency. We are still the same familiar faces, with the same length of time and duty in this particular niche of the...

Tuesday, May 17, 2011

Wage & Hour coverage should be a part of your Employment Practices Liability Policy! Wage & Hour Claims arise from employees’ or former employees’ allegations of violations of laws (Federal and/or State) of how they were or...

Thursday, May 12, 2011

Vicarious liability is a legal doctrine in which a party is held legally responsible for the negligence of another because of its relationship to the wrongdoer. Courts have generally used the employer-employee or the agency principle...

Tuesday, May 10, 2011

One of our consulting partners, Compliance Helper ™ has created a ‘disruptive innovation’ using a cloud computing model and a personal assistant to help your medical practice get compliant and remain compliant and...

Thursday, May 5, 2011

Under payments occur when the medical record i ndicates that something more complicated was perforrmed. The RAC Audit can reveal both problems. The RACs have been retained to uncover inappropriate paymentws made on claims of healthcare...

Wednesday, May 4, 2011

In Crittenden (Malpractice, Professional Liability Newsletter out of Novato California (our neighbor providing us with information on trends and developments in this market), we learn that Insurers are expecting to provide professional...